Win the Megamillions Today!

Wednesday, May 6, 2009

Megamillions is a one dollar lottery game in the United States. Its main competitor is Powerball.

Megamillion jackpot starts at 12 million dollars and accumulates when there is no jackpot winner. It can be paid in lump sum after computing the present value of all the installment amounts. It is available in 12 states California, Georgia, Illinois, Maryland, Massachusetts, Michigan, New Jersey, New York, Ohio, Texas, Virginia, and Washington.

If someone wants to win megamillion, the first thing to do is to learn how to play it. To play the game, the gamer has to choose five numbers from 1 to 56 and one additional number form 1 to 46. The last number that is chosen is the mega ball and is golden in color while the other five numbers comes in white. Since the ball is drawn from two different machines, the mega ball number can be the same as the one number from the white balls. Sometimes, a "quick pick" is done to minimize the task of picking numbers. The process is much the same since the numbers are also randomly selected.

The next thing to do after learning is to buy a ticket and participate in the draw. The megamillions winning lottery numbers are drawn every Tuesday and Friday around 11:00PM Eastern Time. Tickets can be purchased until 10:45 Eastern Time from authorized retailers. The odds or winning the prize in the game is 1 in 40 and the odds of winning will be one in 176 million based on the overall 12 states population.

To claim the prize, the ticket must be signed at the back by the player. The tickets are validated first if they are genuine and are acceptable. The prize must be claimed in the state where the ticket is purchased. In playing megamillions, one must select from two options. The first is cash option where the jackpot prize will be paid in lump sum while the annuity option offers the winner the portion of the jackpot payable in 25 years or 26 annual installments. For unclaimed prizes, the amount is distributed to the member states and usually donated to the education sector.

Further, someone doesn't have to be a resident of megamillion state to play the game. Other people from any state can do so provided they are 18 years old and above to be eligible in purchasing the lottery tickets. In fact, even non-US citizens can play the game and the prize would be given the same way. The only difference that can be implemented is on the computation of taxes since they are based on tax laws.

In order to win the megamillion one has to choose the best combination of numbers. There can be strategies and tips that can be followed to increase the chance of winning. Information is publicly available and can be found on the internet. Simply follow the reliable steps as you go towards the jackpot prize. Therefore, to be able to have the best chance of winning the lottery, it is best to learn first the basics like how to play the game.

Use a Credit Card Cash Back to Make Money

Saturday, May 2, 2009

A credit card cash back arrangement could earn you hundreds of dollars a year. On the other hand, it could also cost you several hundred dollars a year and it's important to have a clear understanding of how these schemes work, and how to take advantage of them properly in order to make sure that you make money, rather than lose it.

Credit cards which offer a cash back scheme typically offer you between half a percent and three percent cash back on any purchase you make for normal things such as groceries and fuel. Think about how much you currently spend using your credit or debit cards, and then work out what one percent of that would be. Over a year, most people can see a few hundred dollars waiting to be picked up.

Now work out how much you spend in other ways, such as with cash, checks, direct debits and such like, and you can probably see that by using your cash back credit card for these purchases you are looking at a very significant sum of money that's simply yours for the taking.

But what's the catch? After all, credit card companies aren't out to give people money as though they were a charitable cause! The truth is that if you follow a few basic rules you can't go wrong, and most people will easily find that they are able to make several hundred dollars per year on top of what they are already earning - and the best bit is that this money is entirely tax-free!

1. Pay the Monthly Bill in Full

Make sure that you can pay off the credit card bill in full every month. If you don't think that you can manage to do this every month without fail, then you will be better with a low interest credit card rather than a credit card cash back scheme. The reason is that the interest rates on such cards are usually very high, and if you fail to pay off your balance at the end of the month, even just once, you could find the interest rates eating away at the money you have earned very quickly, and you could find yourself losing money rather than making it.

2. Watch Your Spending

Don't try to make money by spending it. Receiving free money just for spending money is a great scheme, but if you end up spending money just for the sake of it you might find you're not able to pay the full bill at the end of the month. Keep a close eye on what you spend and how much is on your card.

3. Never Withdraw Cash

Never use your credit card for cash withdrawals. Although you earn cash back for making purchases on your card, withdrawing cash does not earn you anything. In fact, quite the opposite - it is likely to cost you quite a lot. There are often very high fees attached to credit card cash back schemes should you use them for withdrawing cash.

Not only this, but you will probably find that from the day you withdraw the money, not only have you paid a fee for the withdrawal, but you are then paying interest on the cash amount as well. This could easily wipe any money earned that month, so never use a credit card for a cash withdrawal.

4. Time it Right

Consider the timing of your cash back credit card. If you are considering signing up for such a scheme, you might be best to wait a while. That is because many of the better cards have a three-month introductory period when the percentage of cash back earned is much higher. In some cases this can be as much as three times as much, with a standard one percent cash back arrangement being raised to a full three percent cash back on all purchases for the first three months.

The trick is to think about which are going to be your most expensive three months. Perhaps you are about to move house and you will need to pay for a good many interior decoration items, or you're planning on buying all of your Christmas presents shortly. By signing up for a credit card cash back scheme you can then take advantage of any bonus introductory offers or rates to earn more money by carrying out your big spend during this time.

By shopping around to look for the best long term rates and introductory offers, thinking carefully about your own spending habits and ability to clear your credit card bill each month, and following these four rules you will almost certainly find that a credit card cash back arrangement will see you earning hundreds of dollars of tax free money each year for doing nothing!

Different Ways to Make Money Online

Friday, July 4, 2008

5 Powerful Ways to Make Money Online with a Website

There are many ways to make money online and the best way for you is to simply be creative with your skills, knowledge, and abilities. However, the following five options are powerful ways to make money online with a website and definite something you should consider.

#1 Knowledge
You can always sell your knowledge, which many times is the best way if you are an “expert” of any type or subject matter. People are looking for your knowledge and input, regardless if it is self taught, learned in college, or wherever. People are always looking for answers online, so if you sell your knowledge you can simply make money from what you know.

#2 Affiliate Programs
Become an affiliate for products based on your website theme and then simply promote these programs where you earn money from referrals. It is easier than it sounds and only takes you creating a website full of rich content.

#3 Hard Goods
Selling hard goods is a traditional way of making money and it transfers to the online forum as well. No matter what hard goods you have to sell you can certainly find a buyer online. Create a website that focuses on your goods, have a good shipping plan in place, and then start selling online.

#4 E-books
Selling e-books, articles, and other written materials is also a powerful way to make money online and if you are good at writing it is certainly something you should consider. You can have your own website selling pre-written topics or else you can also write on demand, whatever works best for you and your web business.

#5 Auction Goods
Auction web sites are also very powerful ways to make money. The reason for this is you can sell a wide variety of products, do not necessarily need your own website although it helps, and can change your products from time to time as you need to. Many people enjoy working and selling via auction sites because any number of things can be sold from old personal items to new products as well.

The best way for you to make money online is for you to do something that you like and enjoy. When you do some thing you like and enjoy you will be able to commit yourself to doing it fulltime. The reason for this is working online can be difficult at times and if you do not enjoy it then it will be difficult for you to be successful making money via your website.

How Can You Make Money Online?

Wednesday, July 2, 2008

How Can You Make Money Online?

If you learn how other people make money online, I mean really study how it’s done and ask a lot of questions, there is no reason in the world you cannot make money on the internet as well.
How do people make money with websites? There are literally tens of thousands of things people make money on from the net. From hard goods of all kinds (anything that can be shipped, including cars and boats!) to information and memberships.

People make money selling insurance, car parts, reports on every imaginable topic people want to know more about, selling affiliate products, and even fundraising for charity!

That’s right! People make money helping their favorite charities raise money. By creating an in-demand product for a charity to sell to their members, and letting them keep at least 50%, you can make money as a professional fundraiser.

I know someone who makes money selling a dog biscuit and dog food cookbook! That’s right, a cookbook for dog lovers to make treats for their pets. I told you! Anything goes on the net as long as there are buyers looking for what you sell.

It’s truly mind boggling how some people make money online. You just have to be creative and understand how the net works and how people shop online. You have to know how to get into the search engines so people can find you.

And most of all you need a couple good ideas, or find other people with great ideas and sell THEIR stuff for commission! There is no excuse for failure – the world of internet marketing is your oyster!

There are tons of resource sites that can help you understand every single minute detail of making money online from setting up a website to choosing a hosting service to taking credit cards and filling orders. There’s nothing else like it in the world.

I have a site that helps people find ways to make money online. I make money with information products, and help others learn how to make money online doing the same thing.

Some people make money on Ebay auctioning things people are searching for right now all over the world. Still other people sell their time as Virtual Assistants helping busy executives and other business owners complete mundane but important tasks the business owner has no time to do.

With some referrals, over time you can be busier than you ever imagined with clients beating down your door because they heard you do great work at reasonable rates. All this without ever meeting ANY of your clients face-to-face. Working online makes working for people in other countries a snap, as long as you speak the language, it’s no different than if the person you sell to or work with lives right down the street.

Bottom line: You CAN make money online if you are the type of person who is a self-starter and motivated to work toward your goals even when the going gets tough.

Why people fail online

The Top three reasons people Fail online!

by: Dennis Cheesman

Most people come online with the thoughts of getting richquick...And then fall flat on their faces! They get the get richquick virus, it's quite contagious and extremely deadly to yourself esteem and your business!

You need to get rid of that virus by implementing, knowledge,hard work and the right mindset, learn from other people'smistakes and understand why they have failed online, so that youcan avoid making the same mistakes, when you do make a mistake,shake it off and get on with your life, take that mistake andturn it into knowledge.

Here are the top three reasons why most people fail online:

1) Don't have the money to start, or don't want to spend it!.

You have to think that starting a online business is the same asstarting an offline business, when you start an offline business,there are certain things that you have to be willing to pay forif you want your business to succeed.

And the same thing goes for your online business, and if you'renot willing to spend the money on these things then your businesswill go nowhere!

A list of what you need is:A great web-host (this is the lifeline of your business)

A good follow up system (autoresponders)

Knowledge (if you have to buy into a membership or course tolearn what it takes to build your business then do it)

You have to spend some money on advertising..(eZine advertising,Pay-Per-Click or whatever)(Just make sure you do your reasearch on what your fixing to joinor purchase!)

2) They give up before it get's going!

This happens all the time, people come on line with the hopes ofgetting rich, they join one scheme after another thinking thisone is going to make me rich, as soon as they receive anotheremail scheme, they jump on it..

This keeps going for awhile, untill they get so frustrated thatthey just give up and say it's impossible to make money online!One of the reasons is that most people lack persistence and theability to hang in there when the going gets tough. If you lackpersistence, you will have a tough time making it online! ("Ifyou do make it")

Here is a list of ways to help give your business a boost!Do joint ventures with other marketers to grow your business.

Join forums, offer your help to people, get joint venturepartners(just don't spam the boards)

Follow the steps of someone who is already successful online!

Don't be afraid to make a mistake online, we've all mademistakes, and will continue to, just make sure you learn fromthem..

Start an affiliate program!

Make sure you collect the names of your visitors and follow upwith them..

3) Lack of knowledge -

Knowledge is power, if you want to make it online you have tolearn all you can! And put what you know into action, use yourknowledge, don't just let it set up there and collect brain dust,anyone can learn if they really want to, you just have to havethe will, and the strive!

You will always be learning, there is always someone out therethat can teach you something or ignite and ol' flame that you letburn down.. all I can say is..learn, learn, learn!

If you stay persistant, learn all you can, and stay focused, youcan do anything and become anything..Want to be a guru? then dowhat the gurus did...Work for it, give it all you got and learnall you can and NEVER EVER give up!!

How to make money online

5 keys to making money online

by: Keith Kingston

Would you believe there are tens of thousands of people who have found ways to make money online? Not only that, but their incomes are significant and growing, due to little competition and low cost of entry. If I can do it, then there is no reason why you can't. You can literally begin making money right away.

There are many, many, opportunities online, but here are the 5 factors you really need to consider, to guarantee your success:

1. Set your goals.
As with any business you need to set goals. Goals help you visualize where you want to go, and keep you motivated when you get up in the morning. You goal may be to earn $500 or $10000 a month, it may be to take that dream vacation, or it may be to give up your job. These are all great goals. It is imperative that you write them down and reread them often. You need a short term goal - e.g monthly goal, to keep you motivated from day to day and a longer term goal 1-2 years - to keep you on track and prevent you from chucking it in. I am confident that if you adopt a positive attitude and embrace your goals then you will soon be making money online.

2. Take time to research.
As I alluded to earlier there are many people making money online - and there are thousands of different businesses that you can try. The internet is a mine field of information and “making money online” opportunities are not difficult to find. However you will need to decipher the genuine opportunities from the scams. Many online promises are just methods to extract money from you. Some do's and don'ts

DON'T fall for the “get rich quick schemes” that promise huge returns in record time
DO try and email or telephone for more information
DO search online for feedback on the opportunity e.g. try name of opportunity + scam
DON'T part with money without consulting a friend you can trust and/or sleeping on it.

3. Find something that you like.
You're the boss now - so do yourself a favor and choose something you enjoy. This will greatly enhance your chances of success. A few things to consider:
Do you enjoy writing?
Do you enjoy talking to people?
Do you enjoy working on the computer?
Do you have a flair for sales?
Are there particular things that you are passionate about e.g sports, music?
Do you want to be contactable 24x7?
Do you want to have flexible/fixed hours?
Personally I like to work on my computer on my own time and my choice of internet business matches this. Find out what suits you, and you can weed out the business ventures which are not for you. Don't settle for second best - choose something you are comfortable with.

4. Find something worth your while.
While it is a good idea to avoid the sales pitch that promises the sun, moon, and stars; it is also important that you don't take the safe option - that guarantees $5 an hour for sending emails, filling our surveys, or licking stamps. These amount to you underselling yourself, because the opportunities of making money on the internet are so much greater. Look for systems which offer a good monthly return for a few hours work a day - if you find something with a residual income all the better.

5. Anything for an easier life!
One of my motivations for venturing into internet marketing was to create an easier life for myself. As I sat in my day job I used to think - “There must be easier ways to make money” - and there are! Earning a living online means that you have the luxury of working from home and choosing your own hours. It is important that you can exploit these perks, by being able to take time off, take extra vacations and spend more time with your family. You need to avoid the 40-50 hours a week for the sake of your sanity.

You have taken the first step by reading this article - you now just need to act upon it. I wish you the very best in your online endeavors.

What is Forex ?

Thursday, June 26, 2008

What is Forex (Foreign Exchange)?

Foreign Exchange (FOREX) is the arena where a nation's currency is exchanged for that of another. The foreign exchange market is the largest financial market in the world, with the equivalent of over $1.9 trillion changing hands daily; more than three times the aggregate amount of the US Equity and Treasury markets combined. Unlike other financial markets, the Forex market has no physical location and no central exchange (off-exchange). It operates through a global network of banks, corporations and individuals trading one currency for another. The lack of a physical exchange enables the Forex market to operate on a 24-hour basis, spanning from one zone to another in all the major financial centers.

Traditionally, retail investors' only means of gaining access to the foreign exchange market was through banks that transacted large amounts of currencies for commercial and investment purposes. Trading volume has increased rapidly over time, especially after exchange rates were allowed to float freely in 1971. Today, importers and exporters, international portfolio managers, multinational corporations, speculators, day traders, long-term holders and hedge funds all use the FOREX market to pay for goods and services, transact in financial assets or to reduce the risk of currency movements by hedging their exposure in other markets.

MG Financial Group, now operating in over 100 countries, serves all manner of clients, comprising speculators and strategic traders. Whether it’s day-traders looking for short-term gains, or fund managers wanting to hedge their non-US assets, MG's DealStation™ allows them to participate in FOREX trading by providing a combination of live quotes, Real-Time charts, and news and analysis that attracts traders with an orientation towards fundamental and/or technical analysis.