Business Disaster? Won't Happen to Me

Friday, February 27, 2009

Business Disaster? Won't Happen to Me

by: Denise OBerry
As fast as you can say business disaster, your business can go up in smoke. That's what happened a while back to Castle Carpet One. Gone were thousands of dollars worth of equipment and carpet, plus two smaller businesses that were housed in the same building. Luckily the owners, Larry and Diane Cox, had plenty of business insurance to cover their physical losses. But they lost their most important business asset - customer records - because of failed back up systems. Rebuilding their customer base will be tough and the long-term revenue impact is hard to measure.

With disasters like hurricanes, tornados, fires, floods and terrorism, to name a few, it's critical for small companies to have a disaster plan. And for companies with only one location, it's even more important. One location companies have the potential to lose the entire business if disaster strikes. For a home-based business, it's even worse. You could lose your home and your business in one swoop. Any small business owner can minimize the damage by simply having proactive strategies in place to deal with an emergency when it happens. What if:

- You arrive at your business to find it vandalized and all of your customer records missing?
- Your most critical employee becomes ill and requires an extended absence?
- Your computer hard drive (or network) crashes?
- You become the primary care giver for a sick family member?
- You become ill and can't manage your customer commitments?
- Your business becomes inaccessible because of an emergency on your street?

What would you do? Would your business survive? What would you grab if you had to leave your business quickly? After the emergency, how would you communicate with your employees? Customers? How long would it take to get back to business as usual?

Without a disaster plan, you'll have a harder time getting back to work. Most businesspeople think it will just take two or three days. That's tough to do if you have no plan for action and little money to move forward. The reality, experts say, is more like several months and at least 25 percent of businesses that experience a disaster never reopen.

But most small business owners just don't make time for planning. We think it's "never going to happen to us." It could. The time to formalize a game plan for an emergency is before it happens. Do it now.

Build Your Own Insurance Business with InsureAmerica

Build Your Own Insurance Business with InsureAmerica

by: Casey Coke
Dallas-based InsureAmerica Management Company has released a new Internet site,, to aid in recruitment of nationwide health insurance agents. Complete with commission examples, earnings potential breakdowns and an income potential calculator, interested health insurance agents can get a good look at the opportunity InsureAmerica has to offer.

The new website is part of the company’s aggressive growth and expansion plan to further extend its national reach.

“We know we have a business opportunity and a system that health insurance agents and agency owners can be successful with. We just needed an avenue to express this,” states Dan Roberts, Vice President, Sales and Marketing. “The days of simple newspaper ads are a thing of the past. People want more information and want to know what you can do for them. This is what our recruiting site is about…the agents and what we can do to make them successful.”

The website address,, comes from the acronym of the phrase Build Your Own Insurance Business, which is the recurring theme of the website. InsureAmerica isn’t about selling health insurance. It’s goal is to also help others grow their own businesses.

“Selling health insurance and running your own insurance office is a daunting task and at times agents can feel like they are all alone. Through this website we want to convey to potential agents that we are here to help them and that they are not successful because of us, but that we are successful because of them. We have people in our group that have built very lucrative businesses and enjoy helping others do the same,” says Dan Roberts, Vice President, Sales and Marketing.

In addition to being able to see commissions and earnings information, potential agents can find out more about the products that InsureAmerica represents, the in-house lead program and company background.

About InsureAmerica Headquartered in Dallas, TX, InsureAmerica has been providing individuals and small businesses with quality health insurance for 17 years. The company has a nationwide presence with agents in 30 states. Insurance of America offers health insurance, life insurance and health savings accounts, among other products. All products are provided by A-rated or better carriers and endorsed by the National Business Association.

How to Choose the Best Natural Skin Care Cream

How to Choose the Best Natural Skin Care Cream

By: Robert Melkonyan
Natural skin care creams are always in demand. The skin is always a sensitive part of the body. It needs care like any other organ of the body. At the same time the skin grows old with you. The consequences are lines and wrinkles on the skin Your skin could get excessively dry which requires you to moisturize it. All in all the skin is a possession you have which you have to constantly take care of.

The best skin creams are those that are completely natural that do not contain hazardous chemical contents. But do be careful when you see the word "natural" because a lot of the natural skin care creams in the market that you get are not entirely natural. They usually contain preservatives that are not good for the skin.

The best natural skin care cream would obviously have little or is totally free of chemical preservatives and have a strong concentration of natural or herbal compounds. Some the best skin care creams that claim to be natural have alcohol content that dries up the skin cell by way of its dehydrating nature. It is also advisable to avoid creams with parabens or artificial fragrances that are yet again harmful to your skin Ideally skin care companies with their own research and product development facilities can be trusted given the fact that they would keep trying to improve their product quality with the constant research that they put into it.

The best natural skin care cream should have natural components like phytessence wakame, cyngery TK and CoQ10. The special significance of these substances is that they allow the skin to smoothen and wrinkles are eliminated easily by them without any side effects. There are several things in life that are not that helpful for your skin The fact that you have to go out every day implies that the UVA and UVB rays of the sun are constantly targeting and damaging your skin These can in turn lead to the formation of oxygen radicals which cause aging of the skin because of the reactions they have on the skin.

As you can see, it is virtually impossible to label which brand presents the best natural skin care cream. It really depends on your individual needs and skin conditions. However, one paramount fact remains - the best skin creams are those that are completely naturally with little or no chemical contents, including alcohol or preservatives.

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Forex Money Management by FX Master

Forex Money Management by FX Master

Money management is a critical point that shows difference between winners and losers. It was proved that if 100 traders start trading using a system with 60% winning odds, only 5 traders will be in profit at the end of the year. In spite of the 60% winning odds 95% of traders will lose because of their poor money management. Money management is the most significant part of any trading system. Most of traders don't understand how important it is.

It's important to understand the concept of money management and understand the difference between it and trading decisions. Money management represents the amount of money you are going to put on one trade and the risk your going to accept for this trade.

There are different money management strategies. They all aim at preserving your balance from high risk exposure.

First of all, you should understand the following term Core equityCore equity = Starting balance - Amount in open positions.

If you have a balance of 10,000$ and you enter a trade with 1,000$ then your core equity is 9,000$. If you enter another 1,000$ trade,your core equity will be 8,000$

It's important to understand what's meant by core equity since your money management will depend on this equity.

We will explain here one model of money management that has proved high anual return and limited risk. The standard account that we will be discussing is 100,000$ account with 20:1 leverage . Anyway,you can adapt this strategy to fit smaller or bigger trading accounts.

Money management strategy

Your risk per a trade should never exceed 3% per trade. It's better to adjust your risk to 1% or 2%
We prefer a risk of 1% but if you are confident in your trading system then you can lever your risk up to 3%

1% risk of a 100,000$ account = 1,000s

You should adjust your stop loss so that you never lose more than 1,000$ per a single trade.

If you are a short term trader and you place your stop loss 50 pips below/above your entry point .
50 pips = 1,000$
1 pips = 20$

The size of your trade should be adjusted so that you risk 20$/pip. With 20:1 leverage,your trade size will be 200,000$

If the trade is stopped, you will lose 1,000$ which is 1% of your balance.

This trade will require 10,000$ = 10% of your balance.

If you are a long term trader and you place your stop loss 200 pips below/above your entry point.
200 pips = 1,000$
1 pip = 5$

The size of your trade should be adjusted so that you risk 5$/pip. With 20:1 leverage, your trade size will be 50,000$

If the trade is stopped, you will lose 1,000$ which is 1% of your balance.

This trade will require 2,500$ = 2.5% of your balance.

This is just an example. Your trading balance and leverage provided by your broker may differ from this formula. The most important is to stick to the 1% risk rule. Never risk too much in one trade. It's a fatal mistake when a trader lose 2 or 3 trades in a row, then he will be confident that his next trade will be winning and he may add more money to this trade. This's how you can blow up your account in a short time! A disciplined trader should never let his emotions and greed control his decisions.


Trading one currnecy pair will generate few entry signals. It would be better to diversify your trades between several currencies. If you have 100,000$ balance and you have open position with 10,000$ then your core equity is 90,000$. If you want to enter a second position then you should calculate 1% risk of your core equity not of your starting balance!. Itmeans that the second trade risk should never be more than 900$. If you want to enter a 3rd position and your core equity is 80,000$ then the risk per 3rd trade should not exceed 800$

It's important that you diversify your prders between currencies that have low correlation.

For example, If you have long EUR/USD then you shouldn't long GBP/USD since they have high correlation. If you have long EUR/USD and GBP/USD positions and risking 3% per trade then your risk is 6% since the trades will tend to end in same direction.

If you want to trade both EUR/USD and GBP/USD and your standard position size from your money management is 10,000$ (1% risk rule) then you can trade 5,000$ EUR/USD and 5,000$ GBP/USD. In this way,you will be risking 0.5% on each position.

The Martingale and anti-martingale strategy

It's very important to understand these 2 strategies.

-Martingale rule = increasing your risk when losing !

This's a startegy adopted by gamblers which claims that you should increase the size of you trades when losing. It's applied in gambling in the following way Bet 10$,if you lose bet 20$,if you lose bet 40$,if you lose bet 80$,if you lose bet 160$..etc

This strategy assumes that after 4 or 5 losing trades,your chance to win is bigger so you should add more money to recover your loss! The truth is that the odds are same in spite of your previous loss! If you have 5 losses in a row ,still your odds for 6th bet 50:50! The same fatal mistake can be made by some novice traders. For example,if a trader started with a abalance of 10,000$ and after 4 losing trades (each is 1,000$) his balance is 6000$. The trader will think that he has higher chances of winning the 5th trade then he will increase ths size of his position 4 times to recover his loss. If he lose,his balance will be 2,000$!! He will never recover from 2,000$ to his starting balance 10,000$. A disciplined trader should never use such gambling method unless he wants to lose his money in a short time.

-Anti-martingale rule = increase your risk when winning& decrease your risk when losing

It means that the trader should adjust the size of his positions according to his new gains or losses.
Example: Trader A starts with a balance of 10,000$. His standard trade size is 1,000$After 6 months,his balance is 15,000$. He should adjust his trade size to 1,500$

Trader B starts with 10,000$.His standard trade size is 1,000$After 6 months his balance is 8,000$. He should adjust his trade size to 800$

High return strategy

This strategy is for traders looking for higher return and still preserving their starting balance.

According to your money management rules,you should be risking 1% of you balance. If you start with 10,000$ and your trade size is 1,000$ (Risk 1%) After 1 year,your balance is 15,000$. Now you have your initial balance + 5,000$ profit. You can increase your potential profit by risking more from this profit while restricting your initial balance risk to 1%. For example,you can calculate your trade in the following pattern:

1% risk 10,000$ (initial balance)+ 5% of 5,000$ (profit)

In this way,you will have more potential for higher returns and on the same time you are still risking 1% of your initial deposit.

Laugh and Enjoy

Thursday, February 26, 2009

Laugh and Enjoy

With this wonderful program you won't stop laughing.
Enjoy your time.

A Giant Anti Virus Program

Friday, February 20, 2009

A Giant Anti Virus Program

Risks of Trading in Forex Market

Risks of Trading in Forex Market

Although every investment involves some risk, the risk of loss in trading off-exchange forex contracts can be substantial. Therefore, if you are considering participating in this market, you should understand some of the risks associated with this product so you can make an informed decision before investing.

As stated in the introduction to this booklet, off-exchange foreign currency trading carries a high level of risk and may not be suitable for all customers. The only funds that should ever be used to speculate in foreign currency trading, or any type of highly speculative investment, are funds that represent risk capital i.e., funds you can afford to lose without affecting your financial situation. There are other reasons why forex trading may or may not be an appropriate investment for you, and they are highlighted below.

The market could move against you

No one can predict with certainty which way exchange rates will go, and the forex market is volatile. Fluctuations in the foreign exchange rate between the time you place the trade and the time you close it out will affect the price of your forex contract and the potential profit and losses relating to it.

You could lose your entire investment

You will be required to deposit an amount of money (often referred to as a security deposit or margin) with your forex dealer in order to buy or sell an off-exchange forex contract. As discussed earlier, a relatively small amount of money can enable you to hold a forex position worth many times the account value. This is referred to as leverage or gearing. The smaller the deposits in relation to the underlying value of the contract, the greater the leverage. If the price moves in an unfavorable direction, high leverage can produce large losses in relation to your initial deposit. In fact, even a small move against your position may result in a large loss, including the loss of your entire deposit. Depending on your agreement with your dealer, you may also be required to pay additional losses.

Overtrading is another ordinary money management mistake in the forex market. This trading does not have clearly defined trading objectives; the sole reason is to make more money. To avoid this mistake, make sure that every trade is broken into ultimate goals, and that these goals are achieved before other positions are added. Very few traders can successfully manage multiple positions in a variety of currency trading markets.

Overconfidence is a big mistake when it comes to money management and the forex market. This is caused when a trader has or thinks they have particular or inside information. These hot tips are sometimes wrong, and when this happens large amounts of money may be lost because of this. The way to avoid this is to avoid being confident in any rumors or special information you may have. Managing your money means taking measures to preserve it as well.

Preferential bias can exist among forex market traders. This happens when they only see or hear what they want in relative to the favored trade. This can cause a trader to ignore the real activity of the forex market in favorite of what they want to happen. It is important to look at each trade impartially and do not become set in cement with your opinion. Do not ask friends or family for their opinions; just go with what you know.

Forex Market Scam

Wednesday, February 18, 2009

Forex Market Scam

The Forex market is the biggest financial market in the world. But this doesn ' t make it easier; on the contrary. You have a lot of big advantages but Forex is also very challenging. Almost all advantages, when observed carefully, transform not is disadvantages but in challenges. It is the case of the Forex market being open 24 hours a day. When someone begins trading the Forex or reads about this particular market, this characteristic is taken as an advantage. Traders tend to think " Great! Finally I can trade whenever I want! ". Well, this is, in part, true. But, when you start trading the Forex, you ' ll see that volatility only appears during certain times and that if you are day trading, you can ' t be in front of your computer 24 hours a day. This is a challenge for most Forex traders who are looking for day trading the currency pairs. If you want to day trade, you will have to develop a decent strategy in order to concise it to a few hours a day, probably when the volatility is more likely to urge.

Other big advantage that is always quoted related to the Forex market is the brim requirements. Well, smooth tuck away a pygmy invoice coextensive $300 you can advantage 100, 200 or rolled 400x your wad. You may think this is a great advantage but, in my opinion, this is more a challenge than an advantage. If you have a petite balance and pop to practice a steep side, you can avoid your entire balance in a single trade.

Also, Forex is admitted as the scam market. You have trading systems, courses and common brokers that are constantly rated by traders as scams. In the case of the systems and courses in that they promise a lot of profits stash no elbow grease at all, and in the case of the brokers that donate you all the resources but inasmuch as trade lambaste you, don ' t agreement you withdraw your property or neatly disappear salt away it.

When you start trading the Forex market, or if you present are, you demand to avoid the scams.

Here are some tips of how to avoid Forex scams:

1 - Exercise your shipshape sense. This is the primary phenomenon you compulsion to arrange. Evaluate carefully the product or the broker you are election. If you think they are offering you utterly much, be careful. It may be a scam.

2 - When you are looking for a forex trading system or a course, you ' ll probably see things same " make $100, 000 in a epoch ". Forex is a challenging market and not everyone can make long green obscure it. Don ' t dispose fooled by stir gilded fast conspiracies.

3 - One commendable tip when buying a trading system or course is to viewing if they have riches back guarantee or a unpaid trial spell. This journey, if you don ' t relating what you bought, you can always request for a decrease.

4 - If you are looking for a forex trading system, course or broker, scan reviews untrue by others traders. Scrutinize what they think about the product, the abutment party, how they handle their clients and therefrom on. Construe all that you can.

5 - Before buying a product or signing up veil a broker, always read their webpages. Feel costless to needle them your doubts. If they reckon on in their products and services, they will answer your questions.

6 - If you buy a forex trading system or course, test it first on a demo account. Don ' t start with your real account because you don ' t know how it will actually work. It may need some adjustments on your part to make the strategy good for you.

As I said, the Forex market is challenging. Unless you are able to spend some time with it, not only trading but also reading and learning, you won ' t make it. But, without a doubt, it ' s a very profitable market.

Keep Your Files Secret

Monday, February 16, 2009

Keep Your Files Secret

The Best Times to Trade the Forex Market

The Best Times to Trade the Forex Market

The forex markets are great because they are open almost all of the time and there are a wide range of currencies to choose from. This brings up an important question.

What are the most active hours for forex trading?

Generally speaking, the most active hours all around are between the London markets opening around 8:00 GMT and end with the markets in the US closing around 22:00 GMT. The absolute busiest time in the forex markets are during the London to US overlap between 13:00 GMT to 16:00 GMT. These are the hours that are the most liquid or when the most traders are in the markets making trades. If your intention is to do daytrading, these are key hours!

What are the major sessions for forex trading?

There are 3 major sessions each day in the forex markets. They are the London session, the US session, and the Asian Session.

The London Session
The London session starts around 8:00 GMT and winds down around 1600 GMT. The currencies that are the most active during these hours are EUR, GBP, and USD.

The US Session
The US session starts around 1300 GMT and winds down around 22:00 GMT. The currencies that are the most active during these hours are AUD, EUR, GBP, JPY, and USD.

The Asian Session
The Asian session is a reasonable quiet session on most days. All pairs are pretty slow moving and it is not a good time to day trade. The only real currency that has noteworthy activity is the JPY and the activity is slow unless a major financial event happens.

Melamine Toxicity Testing - Practical or Political, Its Here to Stay?

Melamine Toxicity Testing - Practical or Political, It's Here to Stay?

Melamine (1,3,5-triazine-2,4,6-triamine) is a very useful organic trimer of cyanide, with the formula C3H6N6. It is used in the resins of many glues, plastics, as a plastic pigment and in some inks. It is relatively non-toxic (with a similar lethal dose as table salt), and was for a time considered as a nitrogen supplement for livestock. Waste melamine is still given to livestock in some areas, a practice which sparked a media frenzy in the United States over melamine contamination of human food supplies and animal fodder. As a result, interest in melamine testing procedures and equipment has skyrocketed in recent months.

Melamine is a very widely used ingredient in common household plastics. It is frequently used in materials and synthetic fibers, clothing, plastic food containers, and as a major constituent of a yellow dye that is found in many plastics and inks. Melamine dinnerware and bowls are all quite common, as its use in food surfaces like plastic wrapping and counter-top surfaces. Chemically, the compound is over 60% nitrogen by weight. The effect this has is significant, as it makes the melamine plastics almost impossible to burn.

As the plastic chars, it releases gaseous nitrogen, which most fires are nowhere near hot enough to burn. This makes melamine based plastics suitable when fire-retardant properties are required. Melamine is often given to livestock to increase the amount of protein they appear to be carrying in some tests. In mid 2007, it was revealed that the human population had consumed contaminated pork and chicken products, and that animals used in pet food imported to the US from a Chinese firm had been fed on melamine by-products.

The FDA has never judged melamine contamination to be particularly dangerous, as the substance is very non-toxic. Nevertheless, there are testing and quality control requirements placed on all foods in the United States, and as melamine is considered a toxin, these apply to melamine contamination too. There has been some speculation that the 2007 scare was a largely political affair, and that the threat of melamine contamination has been immensely over stated.

Despite the FDA's stance on melamine toxicity, all gluten products from China (the vector by which affected animals became contaminated) were temporarily halted when the scare first broke out. Additionally, the Administration has warned manufacturers, farmers and growers that the onus is on them to sell safe produce, not on the FDA to compulsorily conduct melamine testing itself. Importers, manufacturers, and agricultural sector businesses are likely to attract increased scrutiny from the FDA, which raises the importance of melamine testing equipment and services to many service providers.

According to industry insiders, it is likely that ongoing FDA melamine testing will show that contamination is more widespread than was previously known, and about as harmless as previously thought. No human has become ill as a result of the 2007 melamine contamination. Acute melamine poisoning can result in kidney and reproductive failure.

Melamine testing is conducted using rudimentary chromatographic techniques, including analysis via Gas Chromatography, or High Pressure Liquid Chromatography (HPLC). Importers of pet feed, rice gluten, or meat from China would be particularly well advised to engage the services of a professional food and drug testing laboratory who can perform both qualitative and quantitative analysis to determine whether something is contaminated, and to what degree.

A urine test is a common diagnostic technique, which is suitable for assessing livestock and pets. Any animal displaying visible symptoms of kidney failure or distress should be given attention by a veterinary professional at the earliest opportunity.

Interest in melamine testing has skyrocketed with the recent scares in the United States after pork and chicken were given contaminated feed imported from China, which was in turn consumed by pets and humans. The levels of melamine and the waste chemicals it is often associated with were so extreme that some estimates put the number of domestic family pet deaths over 1000, with many more casualties. With unprecedented scrutiny on this toxin in food sources, producers would be well-advised to contract the services of a drug testing laboratory or veterinary hospital if operators have any doubts at all.

Interest in melamine testing has skyrocketed. With unprecedented scrutiny on the various industries which use melamine, protect your company and your consumers by contracting the services of a testing laboratory such as Midwest Laboratories

Melamine Testing

Melamine Testing

In the spring of 2007 several dogs and cats died in North America due to the adulteration of wheat gluten with melamine, the basic ingredient in melamine resins. The pets died due to damage from crystals formed in their kidneys by the combination of melamine and its metabolite cyanuric acids. A year and a half later, adulteration of milk products with melamine in China led to one of the biggest food scandals of the last decades. This led to kidney problems in thousands of babies and infants and in some cases even resulted in deaths.

Currently, contaminated candy and cookies from East Asia are being exported and have been found in the EU. Accordingly, the EU has imposed an import ban on all baby and infant food from China and requires the analysis of melamine on all imported food containing either more than 15 % or an unknown amount of milk or milk powder. The maximum allowed limit is 2.5 mg / kg.

In response to the melamine crisis, Eurofins Central Analytical Laboratories offers advanced melamine testing services. The established methods utilized are based on US Food and Drug Administration’s GC-MS and LC-MSMS methods.

Due to high equipment capacities, Eurofins laboratories are now able to analyze globally over 250 samples per day. The standard turn-around-time is 5 to 7 days. Express analysis is also available with reports issued within 24 to 36 hours of receipt of sample.

FDA Import Alerts

Eurofins CAL has the most appropriate testing strategies and sampling services for FDA Detention Import Alerts #99-30 and #99-31. We can provide a complete testing solution for the importer, including sampling, testing , FDA submittal package and consulting on FDA intervention issues.


The following compounds are among those covered by the current FDA GC-MS method:

Cyanuric Acid

Test Method

FDA method LIB 4421 by LC-MSMS: This method is best used for milk, infant formula, and samples containing milk products. This method includes, Melamine, Cyanuric Acid, Ammeline, and Ammelide. Our present Limit of Quantification (LOQ) for melamine is 0.25 ppm. The turnaround is 5 to 10 working days. We offer a rush option of 3 working day turnaround time. The rush option includes a 50% up charge.

FDA method LIB 4422 by LC-MSMS: This method can achieve an LOQ as low as 0.05 ppm for melamine in dry products and 0.01 ppm in fish. The turnaround is 5 to 10 working days. This method is recommended to meet international regulations that require the lowest possible detection limits. We offer a rush option of 3 working day turnaround time. The rush option includes a 50% up charge.

FDA GC-MS method 2.1: This method is best used for pet food, and most feed ingredients. The turn around is 5 to 7 working days. We can expedite the turn around to 2 to 3 working days at a 50 % up charge. Our present Limit of Quantification (LOQ) is 10 ppm.

The method of choice will have to be determined depending on each individual sample type and importing or exporting circumstances. The GC-MS method has a good response on most feeds, soy products, protein isolates, wheat glutens, etc..The LC-MSMS method is used for infant formula, milk powder, most preservatives, vitamins, fertilizers, amino acids, etc.

Quality Assurance

Method cross validated within multiple Eurofins laboratories worldwide
Use of a methylated melamine compound as an internal standard
Recovery of the internal standard is monitored
Use of blanks, and spikes for each sample type within an analytical batch
Continuing calibration verification every 15 samples


FDA published method for Melamine and related analogs.

Foods That Heal ( Part 2 )

Monday, February 9, 2009

Foods That Heal ( Part 2 )

Nuts and Seeds:

In recent studies it has been demonstrated that almonds significantly reduce LDL (bad) cholesterol, which may lessen the risk of heart disease.

Flax Seed
Flaxseeds are rich in alpha linolenic acid (ALA), an omega-3 fat that is a precursor to the form of omega-3 found in fish oils.

Pine Nuts
Research of the health benefits of pine nuts has shown that pinolenic acid, the active ingredient in pine nuts, may curb your appetite.

There have been numerous clinical studies that suggest that alpha-linolenic acid (ALA) intake reduces the incidence of coronary heart disease.


Brown Rice
Brown rice is an excellent source of fiber, which is good for stabilizing blood sugar levels and helping to eliminate food cravings.

Corn is very good source of vitamin B1 (thiamine). It’s a good source of vitamin B5 (pantothenic acid), vitamins C and E, folic acid, dietary fiber, essential fatty acids, and the minerals magnesium and phosphorus.

Oat protein is nearly equivalent in quality to soy protein, which has been shown by the World Health Organization to be the equal to meat, milk, and egg protein.

Quinoa is high in protein, making it an ideal choice for vegetarians or athletes wanting to increase their protein intake.


Pulses such as chickpeas are an important source of macronutrients, containing almost twice the amount of protein compared to cereal grains.

The soluble fiber in lentils also helps eliminate cholesterol, since it binds to it, reducing blood cholesterol levels.

Cayenne Pepper
In recent research there is evidence that capsaicin from cayenne and other chili peppers may inhibit the growth of fat cells by activating AMP-activated protein kinase (AMPK), which is found in muscle and other human tissue.

Research has shown that cinnamon can help stabilize blood sugar levels and increase natural production of insulin.

The natural oil of clove can give protection against mosquitoes for 4-5 hours.

Other ongoing research has indicated that curcumin may help in the prevention of heart disease, Alzheimer’s and Parkinson’s disease, and the ability to lower cholesterol.


The essential oil of Origanum vulgare was one of 5 oils that showed maximum inhibitory activity against Candida albicans after 7 days.

In another study 57 participants were given peppermint oil capsules twice daily for 4 weeks, and 75% of the participants showed a 50% decrease of irritable bowel syndrome symptoms.

Thyme contains the flavonoids apigenin, naringenin, luteolin, and thymonin, which have antioxidant activity.

Sea Food:

Salmon is low in calories and saturated fat, high in protein, and omega-3 essential fatty acids.

Tuna is an excellent source of protein, potassium, selenium, and vitamin B12. It's a very good source of niacin and phosphorus.


Grass Fed Organic Beef
Substantial evidence from recent studies shows that lean red meat trimmed of visible fat does not raise total blood cholesterol and LDL-cholesterol levels.

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Forex Trading Systems Scam

Saturday, February 7, 2009

Forex Trading Systems Scam

Have you ever encountered an online promotion for a forex system, strategy or software? If so, I bet that the promoter promises great wealth in no time, something like " this incredible system makes $3, 000 a day " or " I am making money in my sleep using this automated trading software " and so on. Very tempting for some of us. And as this " Forex Systems " hype is relatively new, even veteran traders ask themselves whether these systems are for real.

The exactness is that some of these forex merchandise are indeed total scams. But absolute is again not logical to foresee that ALL of them worth nobody. Luckily, we live in the hot poop ticks, locality a scam cannot hold office close for spun out. So if you encounter a forex system, strategy or software for sale, conclude not carry lazy and search the net for relevant blogs, forex forums and reviews. If the product is a scam, you will familiar conceive physical quite delicate. However, lease ' s spiel that you treasure a decent, reliable Forex System - what rap you assume from sound? Will positive well deliver? Fine, flying start by commercial the following questions:

Am I disciplined?

Most traders purchase a first-rate trading system or software but operate not have the discipline to trade according to the system ' s rules. Some traders achieve not credence the system they have tried bought and endeavor to chicken feed the rules from day one. Others certainty the system prime, but next a few bad trades source losing confidence and contract apprehensiveness and attraction genie their decisions. I itch admit - substantial was very insolvable for me to faith a system that was created by someone too many. Solitary when I tacit the logic late the system I began to fashion confidence, traded stow away discipline and somewhere made profits.

Are my expectations fitting my ration?

The size of your trading invoice will halt your lifelike profit expectations. If you have a mini account ( a keep of between 500 to 10, 000 US dollars ), irrefutable means that for trading the EUR / USD, a 1 pip movement in your favor equals 1 US dollar in profit. So if you are a very rad trader stifle a very superb trading system, a stupendous trading point veil a total of 500 pips hike, equals US$ 500 in profit. I guess you cannot quit your job yet. But if you have a one million dollar account, you can definitely earn US$ 1, 000 per pip. So it takes only 3 pips to make
US$3, 000 a day. I hope you get the point.

Do I have enough knowledge?

Even the best system is operated by a real person. And each trader is a unique individual. Consequently, if you ask a group of traders to trade the same system, under the same conditions, you will probably get totally different results. Yes, some traders do make money in their sleep using profitable forex systems, but the human factor will always be there. So get yourself a good trading system, but do not stop there. Be ready to acquire a sound knowledge in forex trading and keep expending your knowledge over time.

Timing is Everything With Forex Trading

Friday, February 6, 2009

Timing is Everything With Forex Trading

The most challenging part of getting started with Forex trading is to learn this innovative way of trading. Many potential investors that try to navigate the Forex system unaided end up being frustrated and financially intimidated. There are very simple strategies to becoming successful using the foreign exchange trading system but the first step is gathering all of the necessary information surrounding this type of trading specialty. Securing a reliable Forex trading broker is likely the first and most pivotal step after learning the initial principles.

Unlike many types of trading and futures, foreign exchange trading is not designed to make the client rich quickly. Many people are frightened off by the word that Forex trading is a get rich quick scheme that in large part, doesn't work. This is a financial myth despite all the hype surrounding the foreign exchange trading system. There are steps and gains to be taken in order to secure a future in successful trading. Expect to dedicate a large portion of time to researching and understanding the market in general before setting out with your pocket book ready to invest. Learn all you can about the Forex market in the beginning in order to make the Forex trading path a smooth and triumphant one.

There is no doubt that there are numerous types of orders that can be utilized in order to open and close trades and becoming familiar with them is a must. In the foreign exchange trading business there are charts, graphs and other visuals to help you effectively analyze trends in currency trading. These charts and graphs will assist in making well-informed decisions on what currency to sell. Timing is everything and it goes without saying that when experiencing with the Forex trading system, knowing when to trade can be the pivotal difference between success and failure. Understanding the analysis tools and how to use them efficiently will put any investor on the right track.

As well as proficient trading tools, it is an absolute necessity when using the foreign exchange trading system to understand how to use the software to perform actual trades. The only way to become comfortable with using Forex trading software is to use it and learn how to plot a course through the process. Selecting a good trader is the most imperative tip at this stage because an established trader can help you with the services required as well as giving you in depth tutorials using the foreign exchange trading system.

The most critical tool that will be utilized in the Forex trading system is patience and discipline. As mentioned earlier, foreign exchange trading is not a get rich quick proposal so learning patience and discipline can help you to become profitable in a timely fashion without losing money. Most brokers offer a demo account that can be used to practice and learn the foreign exchange trading system that mimics the real account with the exception of real money being traded. This gives a client insight into the market and its behaviors before actual money is invested. Learn how to make a profit using paper trading on a regular basis before risking your capital with Forex trading.

Forex Glossary

Forex Glossary

Here are some of the most common terms used in FOREX trading.

Ask Price ¨C Sometimes called the Offer Price, this is the market price for traders to buy currencies. Ask Prices are shown on the right side of a quote ¨C e.g. EUR/USD 1.1965 / 68 ¨C means that one euro can be bought for 1.1968 UD dollars.

Bar Chart ¨C A type of chart used in Technical Analysis. Each time division on the chart is displayed as a vertical bar which show the following information ¨C the top of the bar is the high price, the bottom of the bar is the low price, the horizontal line on the left of the bar shows the opening price and the horizontal line on the right of bar shows the closing price.

Base Currency ¨C is the first currency in a currency pair. A quote shows how much the base currency is worth in the quote (second) currency. For example, in the quote - USD/JPY 112.13 ¨C US dollars are the base currency, with 1 US dollar being worth 112.13 Japanese yen.

Bid Price ¨C is the price a trader can sell currencies. The Bid Price is shown on the left side of a quote - e.g. EUR/USD 1.1965 / 68 ¨C means that one euro can be sold for 1.1965 UD dollars.

Bid/Ask Spread ¨C is the difference between the bid price and the ask price in any currency quotation. The spread represents the broker's fee, and varies from broker to broker.

Broker ¨C the intermediary between buyer and seller. Most FOREX brokers are associated with large financial institutions and earn money by setting a spread between bid and ask prices.

Candlestick Chart - A type of chart used in Technical Analysis. Each time division on the chart is displayed as a candlestick ¨C a red or green vertical bar with extensions above and below the candlestick body. The top of the extension shows the highest price for the chart division and the bottom of the extension shows the lowest price. Red candlesticks indicate a lower closing price than opening price, and green candlesticks indicate the price is rising.

Cross Currency ¨C A currency pair that does not include US dollars ¨C e.g. EUR/GBP.

Currency Pair ¨C Two currencies involved in a FOREX transaction ¨C e.g. EUR/USD.

Economic Indicator ¨C A statistical report issued by governments or academic institutions indicating economic conditions within a country.

First In First Out (FIFO) ¨C refers to the order open orders are liquidated. The first orders to be liquidated are the first that were opened.

Foreign Exchange (FOREX, FX) ¨C Simultaneously buying one currency and selling another.

Fundamental Analysis ¨C Analysis of political and economic conditions that can affect currency prices.

Leverage or Margin ¨C The ratio of the value of a transaction to the required deposit. A common margin for FOREX trading is 100:1 ¨C you can trade currency worth 100 times the amount of your deposit.

Limit Order ¨C An order to buy or sell when the price reaches a specified level.

Lot ¨C The size of a FOREX transaction. Standard lots are worth about 100,000 US dollars.

Major Currency ¨C The euro, German mark, Swiss franc, British pound, and the Japanese yen are the major currencies.

Minor Currency ¨C The Canadian dollar, the Australian dollar, and the New Zealand dollar are the minor currencies.

One Cancels the Other (OCO) ¨C Two orders placed simultaneously with instructions to cancel the second order on execution of the first.

Open Position ¨C An active trade that has not been closed.

Pips or Points ¨C The smallest unit a currency can be traded in.

Quote Currency ¨C The second currency in a currency pair. In the currency pair USD/EUR the euro is the quote currency.

Rollover ¨C Extending the settlement time of spot deals to the current delivery date. The cost of rollover is calculated using swap points based on interest rate differentials.

Technical Analysis ¨C Analysis of historical market data to predict future movements in the market.

Tick ¨C The minimum change in price.

Transaction Cost ¨C The cost of a FOREX transaction ¨C typically the spread between bid and ask prices.

Volatility ¨C A statistical measure indicating the tendency of sharp price movements within a period of time.