Can You Reduce Your Risk of Breast Cancer

Monday, September 29, 2008

Can You Reduce Your Risk of Breast Cancer

by: Kim Beardsmore
We hear it all the time…lose weight for your health. Few people however, realize the extent to which this is critical to their physical well-being and ultimately their life expectancy.

In January 2003, the Journal of the American Medical Association featured a study finding that obesity appears to lessen life expectancy, especially among young adults. The researchers compared Body-Mass Index (BMI) to longevity and found a correlation between premature death and higher BMIs. For example, a 20-year-old white male, 5’10” weighing 288 pounds with a BMI of greater than 40 was estimated to lose 13 years of his life as a result of obesity.Jamie McManus, M.D., F.A.A.F.P. and author of “Your Personal Guide to Wellness” notes that while this study referenced extreme levels of obesity, there are still millions of overweight people in developed countries with a life expectancy rate that is three to five years less than their healthy-weight counterparts. She also estimates that there are 600,000 obesity related deaths each year in America.

Just how does obesity shorten our lifespan? The answer to this question is complex, yet there is a clear link between obesity and the development of cancer. An extensive study conducted by the American Cancer Institute involving 750,000 people showed that obesity significantly increased the risk of cancer developing in the following organs: breast, colon, ovaries, uterus, pancreas, kidneys and gallbladder.

Michael Thun, MD, vice-president of epidemiology and surveillance research for the American Cancer Society (ACS) says one reason obesity may raise cancer risk is because fat cells produce a form of estrogen called estradiol that promotes rapid division of cells, increasing chances of a random genetic error while cells are replicating, which can lead to cancer. In addition, fat centered around the abdomen may increase insulin and insulin-like growth factors in the blood, which may increase cancer risk.

"Women who are obese after menopause have a 50% higher relative risk of breast cancer," notes Thun, "and obese men have a 40% higher relative risk of colon cancer…. Gallbladder and endometrial cancer risks are five times higher for obese individuals”. There is evidence that cancer rates in developed countries are increasing at 5 to 15 times faster than developing countries. A major contributor to this alarming reality has proven to be diet. In populations where the diet consists mostly of fresh fruit and vegetables and whole grains – in contrast to the typical Western diet of fatty meats, refined flours, oils and sugars – the risk of cancer is much lower.

The interaction of diet and the development of cancer is an active field of research and Dr David Heber, M.D., Ph.D. and author of “What Color is Your Diet”, says “It appears that diet has its most significant effects after the cancer has already formed, acting to inhibit or stimulate the growth of that cancer”. At the risk of oversimplifying a complex set of interactions, the typical Western diet that leads to obesity may actually act to stimulate the growth of cancer cells. It is never too late to improve your health through healthful eating and adopting a more health-giving lifestyle. Here are simple steps to follow which can make an immediate improvement to your health and vitality.

1. Check your Body Mass Index (BMI) to determine if weight has become health risk. According to the Centers for Disease Control and Prevention, 60% of Americans are overweight, defined as having a BMI (a ratio of height to weight) over 25. Of those, nearly half (27%) qualify as obese, with a body mass index of 30 or more. In 1980, just 15% of Americans were considered obese. You can check your BMI at the website below.

2. Match your diet to your body’s requirements. If you eat and drink more calories than your body requires you will put on weight. Learn to control calories and portion sizes, make recipes leaner, and eat infrequently from fast food restaurants. Also learn how to snack with healthful choices.

3. Color your diet with a large variety of colorful, cancer-fighting fruit and vegetables. There are seven different color ranges of both fruit and vegetables and by choosing between 5 to 9 daily serves from a wide range of fruit and vegetables, we are extending our consumption of cancer (and other disease) fighting nutrients.

4. Eat lean protein with every meal. Protein provides a powerful signal to the brain providing a longer sense of fullness. The right source of protein is essential to controlling your hunger with fewer calories and necessary to maintain your lean muscle mass. Choices of protein should be flavored soy shakes with fruit; the white meat of chicken and turkey, seafood such as shrimps, prawns scallops and lobster and ocean fish or vegetarians may prefer soy based meat substitutes.

5. Rev up your metabolism with activity. If you want to enjoy a lifetime of well-being, exercise is a key ingredient. Colleen Doyle, MS, RD, director of nutrition and physical activity for the American Cancer Society (ACS), says adults should do something for 30 minutes each day that takes as much effort as a brisk walk. Children should be active for an hour each day. We are more likely to develop habits around things we enjoy, so seek activities which you enjoy doing. It is also helpful to build physical activity into your daily routine: use the stairs instead of the escalator or lift at work, park your car in the parking bay furthest from the super marketing and don’t use the remote control to change TV channels.

6. Get support to ensure you develop a healthful eating plan and reach your goal weight. Whilst a small percentage of people possess the discipline to lose weight, many obese people have developed strong thoughts and habits concerning the food they eat. In order to establish new habits, most people respond well to some form of consistent encouragement and coaching. A study, “Effects of Internet Behavioral Counseling on Weight Loss in Adults at Risk of Type 2 Diabetes” shows that participants who had the support of weight loss coaching lost more weight than those who didn’t. The study concluded that the support of a weight loss coach can significantly improve weight loss results.

Being overweight or obese has been identified next to smoking, as the most preventable major risk to developing cancer. Even small weight losses have been shown to have beneficial health effects. So it’s never to late to start and you can never be too young or too old to be concerned about your health and do something about achieving a more healthy weight.

Kim is successful a weight loss coach who will help you find consistent results. You will learn how to stabilize at your goal weight and never 'diet' again. No public 'weigh-ins', meetings that cost you money or fads...simply long term results. Free, no obligation consultation: http://leanmachine.org/?refid=bc-27546

5 Instant Income Streams That No One Knows About

5 Instant Income Streams That No One Knows About

by: Tukshad Engineer
Something truly dramatic has happened over the past couple of decades. The world has made a transition from the industrial age to the information age, and the income rules that used to apply a few decades ago have now been blown apart. Possibly the biggest myth in personal wealth creation today is that you should focus on one thing for your income. We are all trained into believing that in order to be successful you need to train in a chosen profession. Then get a “good job” within that industry and slog your way up the corporate ladder. In other words we are all programmed to compete and succeed at the rat race by our parents, the school system and our peers. The simple truth however is that very few people gain either happiness nor financial stability by using this cruel, tired old formula. And whichever way you look at it, the problem with the rat race is that even if you win, you’re still just a rat.

If you wish to gain happiness and financial independence then you need to find new income sources and this insiders report will help you do just that. I am not advising that you rush to work tomorrow, throw hot coffee at your boss’s face while quitting to start up new ventures – everything takes time. But you should certainly consider using a wide number of different methods to provide income streams for you. Do not fall into the trap of depending on one source of income for your livelihood. Look around and you will discover that there are hundreds of different and very feasible ways of making money. The key is to educate yourself and then take action.

So what are the five income streams that you can set-up immediately to earn a constant stream of income? We’ll look at these one by one:

(1) Arbitrage – Do you know that the internet age has resulted in thousands of online bookmakers all competing for your money? Now if you are not a gambling man do not worry because arbitrage is an investment concept that can be used to derive a guaranteed 5% to 20%+ profit within a few hours with no possible chance of losing your original cash. How is this possible? Well online bookmakers often have huge differences in opinion on the same sporting events – this creates some incredible anomalies in the way that certain sporting events are priced between different bookmakers. This is great news for us because everyday these anomalies allow us to invest money on all sides of a sporting event so that no matter who wins/loses/draws we can walk away with a risk free and guaranteed profit. These arbitrage opportunities are present many hundreds of times each week and the beautiful part is that you can find them in as little as five minutes per day once you know how. This is one of the least known and used income sources around and one that you should certainly set-up and profit from.

(2) Recycling Cell Phones For Profits – Last year over 100 million cell phones were replaced. Only a tiny fraction of those were recycled. Many end up tossed away at the bottom of peoples attics, or are simply thrown away. Did you know that each old cell phone is worth upto $70 (although on average this is closer to the $20 mark)? Cell phones are a multi-billion dollar business and that trend is growing on a global level – governments are beginning to offer incentives for those who are willing to recycle their phones and recycling companies are now setting up and offering a decent level of cash per phone that they receive. As an individual there are some very powerful ways of collecting hundreds of phones per week and selling these on for some monster profits. The start up costs are practically zero and this is a business you can operate from home.

(3) Importing Goods From India And China – If you want a very solid, profitable and enjoyable work-from-home business then this is it. Some of the most popular goods cost a fraction of the cost that they are available for in UK/USA/Europe – for example I regularly have access to top quality items from India that cost me 95% less per item than in the UK. One of the best things about importing for profits is that once you setup a product and find a supplier, you have secured an income stream that lasts, often, for years into the future. There are literally MILLIONS of products that can be imported profitably into your home country – finding suppliers is not very difficult and you can boost your income further by selling them on auction sites such as ebay. There are also other benefits when you operate an import/export business from home – you can write off travel expenses against profits and the set-up costs are actually very low. Get involved today.

(4) Reselling Works In The Public Domain – Have you heard of the public domain? Maybe. Did you know that there are literally millions of books, videos, plays, courses, music and more that exist within the public domain that you can legally take, brand as your own and sell to keep 100% of the profits? Did you know that there are online sites that actually GIVE you text documents of public domain works – you just download the document and you’re ready to repackage it into your own product. Not a lot of people know that Walt Disney created the Disney empire out of a story that he found on the public domain – it is simply a treasure trove of cash waiting to be discovered.

(5) Ebay – I know it is hardly “unknown” but it really had to be mentioned - If you have not ventured into this incredible opportunity, you really ought to. Receiving over 1.5 billion page views a month and 9000 new customers everyday, ebay is a sellers dream. No matter what you wish to sell, there is a buyer waiting for you on ebay. There are powersellers who are making $100,000 and more per year with ebay – and if they can do it the simple fact is so can you. Simple, addictive and fun you should setup your eBay income stream today.

So there you have it – five instant income streams that you can setup today to earn an immediate online income with little or no capital. Now that you know about them the next (and most important) step is to actually start (something that sadly 95% of the readers statistically will not do). Remember, that once you set-up a new income stream it will derive cash for you years (if not decades) into the future. Don’t be lazy – get started today!

About the author:
Download the groundbreaking “5 Red Hot Income Streams That No One Knows About” ebook for F-R-E-E and set-up your internet income streams today: http://www.global-ebooks.com/incomesecrets.htm

Google AdSense and Blogs

Google AdSense and Blogs

by: Diane Nassy
If you have a blog, or are thinking about starting a blog, then you are definitely going to want to read this article. It’s all about how to line your pockets with money that’s just waiting to be made without working much harder than you already are.

No only are blogs the hottest thing on the ‘net right now, but they are custom-made for Google’s AdSense program. Why? It’s simple. Blogs represent constantly changing and fresh content to Google’s search engine spiders. Feeding fresh content to those little spiders is just like tossing raw meat to a tiger. They just gobble it up. The more pages of your blog that get indexed, the more traffic you get. And the more traffic you get, the more exposure your AdSense ads get. Are you beginning to see where I’m heading here?

It’s not just Google that loves new content, all of the major engines do. In fact, some web-savvy bloggers are testing Google ads on one page and Overture ads on the other. It doesn’t take too long to see which ads are doing the best when you have nearly side-by-side comparison statistics to look at. Just don’t make the mistake of putting Google and Overture ads on the same page together. While they won’t kill each other like a pair of Siamese fighting fish in the same bowel will, you will be violating both sites’ Terms of Service, and it isn’t worth killing the goose (geese) that laid the golden egg.

It’s a snap to set up Google AdSense ads on your blog. Everything you need to know is right inside of the Google control panel. What’s not so easy is figuring out what ads are going to appear on each page. Since Google targets your key words, and your blog articles could possible wander towards any subject, you never know what you’re going to get.

Well, “never” is a strong word because there actually IS a way to pre-test your blog’s ads before you post your newest edition. Here’s what you do:

• Write your blog article like you normally would
• Plug in your AdSense code and then post your newest page to a sub directory that’s not part of your blog.
• Click refresh a few times until Google wakes up and starts sending ads.
• If you don’t like what you see then fine-tune the article until you see the types of ads that you’re looking for.

With some ads paying as much as $5 per click or more, I’d certainly spend an extra 30 minutes or so tweaking my blog. That’s for sure.

If you’re working hard to get your blog in front of visiting eyeballs, then it doesn’t make any sense at NOT to be using Google AdSense to draw every penny out of your site that’s possible. OK, that’s the end of the article. Now get busy tweaking your blog and checking your ads. You’ve got money waiting to be made!

About the author:
Diane provides marketing and internet profit tips. For more Google AdSense tips, visit http://www.adsense.deeljeabiz.comEmail : deeljeabiz@gmail.com

Cholesterol is not a Deadly Poison

Sunday, September 28, 2008

Cholesterol is not a Deadly Poison

By: P. Rodgers
More and more studies are coming out showing just how unhealthy lowering cholesterol might be, particularly by the use of statin drugs. In particular, statin drugs have been shown to be harmful to muscles causing considerable damage. A common symptom of this damage is muscular aches and pains that many patients experience on cholesterol-lowering drugs, however most do not realize that these drugs are to blame. One reason that statin drugs have these various serious side effects is that they work by inhibiting a vital enzyme that manufactures cholesterol in the liver.

« Cholesterol and heart disease has been almost synonymous for the last half-century. Cholesterol has been portrayed as the Darth Vader to our arteries and our heart. The latest recommendation given by a so-called panel of "experts" recommends that a person's cholesterol be as low as possible, in fact to a level so low they say it cannot be achieved by diet, exercise, or any known lifestyle modification. Therefore, they say cholesterol-lowering drugs; particularly the so-called "statins" need to be given to anyone at high risk of heart disease. Since heart disease is the number one killer in this country that would include most adults and even many children. The fact that this might add to the $26 billion in sales of statin drugs last year I'm sure played no role in their recommendations. » Ron Rosedale, MD

Cholesterol is not a deadly poison, but a substance vital to the cells of all mammals. Cholesterol is a sterol (a combination steroid and alcohol) and a lipid found in the cell membranes of all body tissues, and transported in the blood plasma of all animals. Cholesterol is required to build and maintain cell membranes; it regulates membrane fluidity over a wide range of temperatures. Cholesterol is present in higher concentrations in tissues which either produce more or have more densely-packed membranes, for example, the liver, spinal cord and brain, and also in atheromata.

Many studies have found that low cholesterol is in certain respects worse than high cholesterol. High cholesterol is defined differently for people of different ages. Researchers at the University San Diego School of Medicine UCSD point out that highcholesterol in those over 75 years of age is protective, rather than harmful and that low cholesterol is a risk factor for heart arrhythmias (leadingcause of death if heart attack occurs). However, because the level of HDL cholesterol is so important, many doctors look at the ratio of the total cholesterol level to HDL cholesterol level to assess the risk of heart disease. With anticholesterol drugs now being sold without prescription at the pharmacy, the decision about how far to control cholesterol is being pushed into the consumer's hands.

Before we can begin to talk about the real cause and effective treatment for heart and blood vessel disease, we must first look at what is known, or I should say what we think we know. A combined analysis showed that treatment with omega-3 fatty acids (fish and flaxseed oils) reduced overall risk of death by 23 per cent as compared to placebo. When apple pectin was added to the treatment triacylglycerol and VLDL cholesterol levels were both lowered by 38 per cent, but in addition total cholesterol levels decreased by 13 per cent and LDL cholesterol by 7 per cent. The researchers conclude that a combination of fish oil supplementation and increased fiber intake (up to 40 grams/day total) may be a beneficial addition to the conventional treatment of high cholesterol levels in NIDDM patients.

Common sense would indicate that we should avoid the oxidation (rancidity) of cholesterol and fatty acids and not get rid of important life-giving molecules. However, many good fats are easily oxidized such as omega-3 fatty acids, but it does not mean that you should avoid it at all costs. The trials of n-3 fatty acids used different dietary and supplement sources; nevertheless, the authors conclude that this study adds to the positive evidence for n-3 fatty acids. Regarding n-3 fatty acids, they speculate that the reduction in mortality risk does not occur through a reduction in cholesterol but by other means, possibly antiarrhythmic, antithrombotic or anti-inflammatory effects. These results support recommendations that people eat more fish, the authors write, particularly oily fish with their high levels of omega-3 fatty acids.

Article Source: http://www.dietarticles.info

How to Save Yourself from Forex Scam

Thursday, September 25, 2008

How to Save Yourself from Forex Scam

Invest money : Forex , Forex

Forex trading is one of the best home based online business opportunity you can find today. The Big Sharks know that and use the demand for information about Forex market to get every possible dollar in their hands.

Who are they? The answer is always easy — Follow the Money. There is one player on currency market (and in every other market) who never loses his share in every single trade. Brokerage service on Forex trading is claimed to be commission free, right? But you always pay your minimum 3 to 10 pips fee on each trade. Where those 3 to 10 pips go? Make your best guess!

There is almost no chance for a person who has no idea for the forces driving the Info market to save himself from being robbed and abused by those well advertised money machines. You can see their banners on your e-mail provider. You can watch their infomercials on every TV channel.

Be aware about the presence of those Big Sharks and be sure that the information they will try to sell to you is always available for free online. Most of the time the quality and the real value of that free information is much better than the one you will be asked to pay for.

Here is the story of a good friend of mine. He was very excited about Forex when he first time heard about it. That happened to be on one of those popular free seminars, organized by one of the Big Sharks on that field. So he got the bite without paying attention for the hook in it. He went to the next level — two days training for $1,995, only.

He came back more excited. He opened Forex trading account on that seminar, using a special form provided by the Big Shark Company. They honestly declared that by doing that the broker agrees to pay them one pip from each trade made by the customer recruited by them.

My friend started real trading, constantly increasing the amount of his investment until he put all of his savings into that Forex trading account. Everything was fine until one beautiful day of October. On that day he got the news: his broker filed under chapter 11.

He was broke. I asked him how successful was his trading? His answer was that he actually lost 30% of his investment, from trading, only. He was able to realize know that the training was completely inefficient and not even close enough to start trading with real money.

Something big was missing here. He was missing the big picture in the entire game. His trading experience was very frustrating. After each trade he felt like just hit the wall with a car flying with 100 miles per hour.

A few days ago my friend called me on the phone. He was very enthusiastic about a new Forex training package, just delivered to him. I decided to check it by myself, too.

The package is very detailed. All the missing information about the big picture is there. More than 20 hours of free videos are revealing all you need to know about that business. Zooming towards Forex trading is very smooth and on the level every beginner and advanced trader will tremendously benefit of.

The one unbeatable and shocking advantage of this package is that it delivers information, priced from between $3,000 and $10,000, for free.

Finally we got something valuable about Forex trading, very professionally developed, for free.

Probably, that will put the Big Sharks business on hold for awhile, for the good sake to all of us.

So, be careful and keep an eye on the Internet unlimited free resources if you want to self yourself from the Forex scam.

Happy Forex trading!

by Teo Gee

Why Trade the FOREX?

Why Trade the FOREX?

Invest money: Forex , Forex

My purpose for writing this article is to demonstrate to you the advantages of trading on the Forex market. However, there is one myth that I want to dispel before I go further. The myth is that there is a difference between trading and investing. To dispel that myth I quote from Al Thomas, President of Williamsburg Investment Company, who wrote "If It Doesn't Go Up, Don't Buy It". He said "Everyone who invests is a trader, only the time period is different." It is a lesson that I took seriously after taking a beating in the stock market in 2000.

So now, let's compare features of currency trading to those of stock and commodity trading.

Liquidity — The Forex market is the most liquid financial market in the world around 1.9 trillion dollars traded everyday. The commodities market trades around 440 billion dollars a day, and the US stock market trades around 200 billion dollars a day. This ensures better trade execution and prevents market manipulation. It also ensures easily executable trading.

Trading Times — The Forex market is open 24 hours a day (except weekends) which means that in the US it opens at 3:00 pm Sunday (EST) and closes Friday at 5:00 (EST), allowing active traders to choose the times they want to trade. Commodities trading hours are all over the board depending on which commodity you are trading. Including extended trading times US stocks can be traded from 8:30 am to 6:30 pm (ET) on weekdays.

Leverage — Depending on your Forex account size, your leverage may be 100:1, although there are Forex brokers that offer leverage of up to 400:1 (not that I would ever recommend that kind of leverage). Leverage in the stock market can be as high as 4:1, and in the commodities market, leverage varies with the commodity traded but it can be quite high. Because the commodity markets are not as liquid as the Forex market, its leverage is inherently riskier. Although I was never shut out of a commodity trade by the day limit, the fear was always in the back of my mind.

Trading costs — Transaction costs in the Forex market is the difference between the buy and sell price of each currency pair. There are no brokerage fees. For both the stock and the commodity markets, there are transaction costs and brokerage fees. Even when you use discount brokers, those fees add up.

Minimum investment — You can open a Forex trading account for as little as $300.00. It took $5,000 for me to open my futures trading account.

Focus — 85% of all trading transactions are made on 7 major currencies. In the US stock market alone there are 40,000 stocks. There are just over 200 commodity markets, although quite a few are so illiquid that they are not traded except by hedgers. As you can see, the fewer number of instruments allows us to study each one more closely.

Trade execution — In the Forex market, trade execution is almost instantaneous. In both the equity and commodity markets, you count on a broker to execute your trades and their results are sometimes inconsistent.

While all of these features make trading the Forex market very attractive, it still requires a lot of education, discipline, commitment and patience. All trading can be risky.

by Susan Walker

Investing in Forex

Wednesday, September 24, 2008

Investing in Forex

Make money: Forex,Forex

Investing in foreign currencies is a relatively new avenue of investing. There are considerably fewer people are aware of this market than there are people aware of several other avenues of investing. Trading foreign currency, also known as forex, is the most lucrative investment market that exists. There are several factors that make this true among which, successful forex traders earn realistic profits of one hundred plus percent each month. Compared to some of the better known investment markets such as corporate stocks, this is an unheard of return on investment. It's very necessary to mention here that a person who invests in forex must, without exception, make it a point to learn the detailed, but simple strategies and information surrounding the market. This very fact is what makes the difference between successful forex traders and other traders.

A few additional points, which create such powerful leverage for investors within the forex market are: The amount of capital required to begin investing in the market is only three hundred dollars. For the most part, any other investment market is going to demand thousands of dollars of the investor in the beginning. Also, the market offers opportunities to profit regardless what the direction of the market may be; In most commonly known markets investors sit and wait for the market to begin an up trend before entering a trade. Even then, investors, as a rule must sit and wait some more to be able to exit the trade with a nice profit. Given that the forex market produces several up, down, and sideways trends in a single day, it can easily be seen that forex stands head and shoulders above other markets. Additionally there are trading strategies, which are taught that provide for compounded profits; these are profits on top of profits. In addition, free demo accounts are available within the industry of forex trading, which facilitate the sharpening of skills without the risk losing any capital. And the advantage regarding the time factor in trading foreign currency is a very attractive point for any investor. Compared to one of the most sought after avenues of investing, which often requires forty or more hours each week, namely in the real-estate market, the forex market requires a much smaller demand on the investor's time. Forex trading requires approximately ten to fifteen hours each week to earn a full time income. It's easy to see that the advantages and great leverage that exist in the forex market, make it among the most lucrative, time liberating, and easy to enter by far.

I hope this information gives you a clear understanding of how you can turn your investing into a true method of making your money work harder for you.

by Joe Clinton

Forex Avenue: The Road to Riches

Forex Avenue: The Road to Riches

Make money : Forex,Forex

In my continuing quest to provide visitors of my site with a large amount of options to chose from when considering working from home I have done some research on Forex trading. I first learned of Forex trading while pursuing my MBA program. For those of you who have never heard of this, Forex trading is the exchange of foreign currency.

I know I would have never even know this was an option for making money had I not found out in class. Most of the really big corporations have departments of people that do this for a living because it can be very lucrative if done correctly. The best news I have learned about this process of exchanging currencies is that many of the websites that you can sign up with to do this offer free trial accounts to help you learn before you invest your money into trying it. You won't make any money in the trial accounts if you do well, it is just pretend money essentially but with the real market conditions. If you do well in the trial account you will know if this is something you want to try on your own.

Benefits to Forex trading are that is can be done 24/7 whereas the stock market is a business hours only exchange. It is 24/7 because it is done with countries around the world so clearly there are countries that are awake and working while we sleep. Another benefit is you are in control of the trading on your account. You do not need to hire a licensed broker to make your trades and charge you fees. Along those same lines, anyone who does any investing most likely knows that some funds require you to own then for a certain period of time or pay early withdrawal fees. You do not need to concern yourself with this either. One last benefit that I would like to point out is the fact that Forex is not really subject to the same kinds of swings in the market that stocks are subject to. Of course if you always buy and sell the same currencies then there will be market swings. But, because there are hundreds of currencies out there, there is always going to be something for you to make money on because while one currency is up in value another one is down and vice versa.

There are many resources available to someone interested in becoming involved in this type of training. The Federal Reserve Bank's website is just one example of the information available — http://www.ny.frb.org/markets/foreignex.html. Here is another article that you will find helpful in starting out in this field. http://www.forex.com/pdf/pro2.pdf . I have also included one of the sites that does offer a free lesson.

While there are many benefits to this type of training, as I mentioned above, there are certainly risks involved as well. There are risks with exchange rates, central banks in foreign countries, and risks involving interest rates and credit. Forex is quickly becoming a popular way to help diversify your investment portfolio. If you are good with understanding investing concepts and enjoy doing it this may be the home business opportunity for you. Just do your research and try to find one of the sites offering the free trial account to practice with and you are well on your way down the Road to Riches.

by Scott Bianchi

Lower Cholesterol Naturally Without Drugs

Lower Cholesterol Naturally Without Drugs

By: P. Rodgers

Diet to lower cholesterol is very simple if you know which type of cholesterol in the foods you must keep off. The best diet to lower cholesterol is one designed to lower blood pressure: the DASH diet, the all-around best diet for controlling cholesterol, diabetes, blood pressure and weight. A diet to lower cholesterol is only a small factor in influencing your body's total cholesterol level. There are also supplements on the market that can make it easier to lower cholesterol naturally. Changing your diet to lower cholesterol is usually the first step in cholesterol maintenance, before medicines are added.

Dietary cholesterol is found only in foods that come from animals. Diets have gotten worse because poor people are eating crappy food, not because the diet fairy left them with the pork rinds rich people didn't want. Diet can be a very effective tool for lowering blood pressure. Dieting to lose weight will certainly improve your health but if you already have existing health problems , then you need to have a healthy diet based on what foods you need to include and what foods you need to omit at mealtime. Diets rich in beans, peas, rice bran, barley, oat bran, whole grains, citrus fruits and apple pulp can help lower cholesterol levels, especially when additionally cutting back on animal products and fats. Eat fresh fruits and vegetables, raw when possible.

Most doctors and fitness specialists recommend that you exercise for at least 30 minutes a day for optimal health benefits. Be aware that lifestyle factors such as diet, health and fitness levels will all play a part in maintaining overall health and routine cardiovascular health. It's really nice to know that now fast-foods establishments even offer low-fat or non-fried food options, helping those on the road to fitness stick to their plans.

Exercise and eating healthy foods is the key to long healthy life with out worry and fear of being within the high risk groups for hypercholesterolemia. It is important however to remember regular exercise and herbal supplements along with a lowering cholesterol diet to get the most benefit from it, as those two things are just as important to get the best results. Another benefit of regular exercise is weight loss, which can also help increase HDL cholesterol and lower LDL cholesterol levels. Exercise itself doesn't directly lower cholesterol, but will strengthen the heart and entire circulatory system. Buying a rebounding video is a good idea if you'd prefer structured exercise instruction. Exercise 30 minutes a day as often as you can in a week.

Just a few diet changes, a good combination of supplements, vitamins, herbs, spices, and exercise is all that is needed to get started on a diet for lowering cholesterol. Not just any herbal supplements, but those which only contain natural ingredients. It's also critical that you only purchase supplements made from what are called standardized herbal extracts. Some of these supplements will actually help you to extend your life by insuring against poor health. Supplements lower cholesterol naturally. Research also shows that improvement results can be dramatic if you were to strongly consider the combined use of regular exercises and the regular use of nutritional supplements, which are clinically proven to lower cholesterol naturally with no side effects. Supplements such as Omega-3, inositol hexaniacinate, pantethine, and guggulipid can be effective in lowering cholesterol. Remember that the approach with drugs and / or dietary supplements is to supplement and not to replace a healthy diet and exercise.

How to lower cholesterol by 14 percent without cholesterol medications and without side effects. You can lower cholesterol naturally with many different cholesterol lowering herbs and nutrients. Dieting to lose weight will certainly improve health but if existing health problems already exist, such as high cholesterol, a diet to lower cholesterol is essential. The conclusion of the experts is that good regular exercising and a diet to lower cholesterol is a must.

Article Source: http://www.dietarticles.info

Forex The Future Investment

Tuesday, September 23, 2008

Forex The Future Investment

Make money : Forex,Forex

There are many many advantages over the various other ways of investing. First of all it is a 24 hr market, except for weekends of course. You have the US market then the european and then the Asian. One of the great times to trade is during the over lapping periods. The USA and european overlap between 5am & 9am eastern and the Euro & Asian between 11pm & 1am eastern. Usually the busiest time and best to trade.

The is also the risk factor for the accounts. With futures and options you can get margin calls that can wipe you out. If you get caught in a bad trade not only do you lose the money in the account but you may have to come up with alot more from your pocket. It can be very risking. But not in Forex. Worst case senerio you could lose whats in you account. But you would have to do something really stupid. Like making a big trade on a Fundamental day and leave it alone. If market takes a bad move and you weren't there. OOOPS. But That wouldn't happen with a smarth trader.

Then there are the demo accounts which is an account where you can trade using all the right things, platform,charts,and information. But you are using play money, or what we call paper trading too.

Plus with Forex you have a mini account. Instead of needing thousands of dollars to get into it. You can open an account with as little as $300.00. Now of course you will be trading at 1 tenth of a trade. IN other words you controling 10,000 instead of 100,000.00 These are call lots. Which also means you will only risk 1 tenth too!

So if you would love to learn to do investing and not have near the risk you really need to take a closer look at Forex trading.

by Mike Pachuta

Advantages of the Forex Market

Advantages of the Forex Market

Make money online : Forex,Forex

What are the advantages of the Forex Market over other types of investments?

When thinking about various investments, there is one investment vehicle that comes to mind. The Forex or Foreign Currency Market has many advantages over other types of investments. The Forex market is open 24 hrs a day, unlike the regular stock markets. Most investments require a substantial amount of capital before you can take advantage of an investment opportunity. To trade Forex, you only need a small amount of capital. Anyone can enter the market with as little as $300 USD to trade a "mini account", which allows you to trade lots of 10,000 units. One lot of 10,000 units of currency is equal to 1 contract. Each "pip" or move up or down in the currency pair is worth a $1 gain or loss, depending on which side of the market you are on. A standard account gives you control over 100,000 units of currency and a pip is worth $10.

The Forex market is also very liquid. When trading Forex you have full control of your capital.

Many other types of investments require holding your money up for long periods of time. This is a disadvantage because if you need to use the capital it can be difficult to access to it without taking a huge loss. Also, with a small amount of money, you can control

Forex traders can be profitable in bullish or bearish market conditions. Stock market traders need stock prices to rise in order to take a profit. Forex traders can make a profit during up trends and downtrends. Forex Trading can be risky, but with having the ability to have a good system to follow, good money management skills, and possessing self discipline, Forex trading can be a relatively low risk investment.

The Forex market can be traded anytime, anywhere. As long as you have access to a computer, you have the ability to trade the Forex market. An important thing to remember is before jumping into trading currencies, is it wise to practice with "paper money", or "fake money." Most brokers have demo accounts where you can download their trading station and practice real time with fake money. While this is no guarantee of your performance

with real money, practicing can give you a huge advantage to become better prepared when you trade with your real, hard earned money. There are also many Forex courses on the internet, just be careful when choosing which ones to purchase.

by Heather Redmond

Some Common Myths About Skin Care Products

Some Common Myths About Skin Care Products

By: Marilyyn Syrett

The skin care industry is forever on its toes with new skin care products being launched by the day. There are ample websites over the internet that preaches the good and bad habits in skin care. The talk has spread so far and so wide that it has given way to certain myths and misconceptions over time.

Here are some of the common myths and misconceptions doing rounds of the skin care industry and the correct facts beneath them:

Myth 1: Using more Skin Care Products will guarantee quicker results
Nothing can be more wrong or misconceived than this statement. Skin care products are specially formulated to treat particular skin damages. They cure them and work faster than natural or home treatments. But that is not to suggest that applying too many of them will further fasten the healing process. In fact using too many skin care products will only work to damage your skin than anything else. The active ingredients with these products can react with one another and pose harmful side effects for your skin.

Skin care products that contain vitamin c, retinol, and alpha-hydroxy acids help to smooth the skin. Likewise agents like salicylic acids and benzyl peroxide heal acne and blemishes. These ingredients when used in higher concentration tend to be reactive and thus pose as a threat to your skin.Always apply skin creams and other such products in small quantities and massage it lightly onto the skin.

Myth 2: Everyone needs Skin TonersNot really!
Though it is always advised to follow a skin care regimen and make use of a cleanser, toner and moisturizer, the truth is you can beg to differ. Most people need to use toners and it is a healthy practice too but that doesn’t mean it is an absolute essential for everyone. Toners do the job of closing down open skin pores and ripping them of any internal debris. This process is instantly followed by the moisturizing of the skin. But in some cases, toners can strip off the skin’s natural oils and leave them dry. Therefore, it is not as essential as it is perceived.

Myth 3: you can get addicted to Lip Balms
Lip balms and addiction have nothing in common. Some people claim that lip balms are often added with ingredients that dry out your lips so that you buy them again and again more frequently. This is however a tall tale. If at all a lip balm has drying effects on the skin, there is enough reason not to buy it the other time.

The addiction people talk about has got to do with the habit of licking lips regularly which creates a drying effect of the lips. Lip balms on the other hand contain moisturizing properties that keep the lips moist and smooth.

Myth 4: There is no need to buy separate Eye CreamsThe skin on your face varies.
As compared to the other areas of your face, the skin around your eyes is more fragile and delicate. Therefore it requires special treatment and care. The regular face creams and lotions become a little too harsh for the delicate skin at the eye contours.

Eye creams are exclusively formulated to nourish the thin and fragile skin around the eyes and provide them maximum comfort with as little stress as possible.

Article Source: http://www.dietarticles.info/

A Completely New Way To Get Rich Rapidly

Monday, September 22, 2008

A Completely New Way To Get Rich Rapidly

Make money online, Investment

by: Martin Thomas
This new way is catching on around the world. People are compounding money rapidly for themselves.

Its called "opportunity investment" and it has nothing to do with the traditional way to invest. Stocks, bonds, shares etc.

This is hands on. The entire premise is based on compounding and becoming the "investor source"

You see when we hand over our funds to "professionals" to invest our capital we dilute our returns dramatically. It makes sense if you think about it. They have no interest or incentive to manufacture returns any better then maybe 10% if you are lucky.

"Opportunity Investment" is a term that describes the process of taking responsibility for your own funds. Thereby becoming your own "investor source" What that means is that you determine by your daily actions and decisions, what your returns will be. I have managed over 2500% per year and it was easy. Starting with just $100 and on a whim, I compounded that in to $1 million dollars within 27 months

I discovered this 5 years ago. There is a book written by a guy who pioneered this formula and lives the results every day. Hayden Muller. The book is called "The inside trade secrets to an ethical opportunity investor"

The idea is to identify "investment objects" that are endowed with "excess intrinsic value" By recognising profit where others do not we put ourselves in the position to access this unseen stored portable value and transform it into profits which we pyramid and compound into a rapid fortune.

Its my opinion that this is not new at all. I believe, this is the narrow path that all "high net worth individuals" discovered for themselves. What is novel and new is the way its packaged as a book and disclosed freely to all who choose to recognise its worth.

I am so impressed with it, as were my associates, that we invested in an online resource to share with the many who already compound their wealth rapidly and certainly day by day. (Theres a link to the site below if you wish to learn more)

Theres revolution in the air. Ordinary people are daring to reach for their first million and taking it. Millions are not content to work their whole lives, then retire then die. They express it by their actions. They are living in large comfortable homes. They are sending their children to good schools, driving nice cars and living the life they choose today not tommorow.

We are part of that paradigm shift and we fan the flames with knowledge. Wealth education need not be complicated. Your wealth education could be alot simpler and direct if you choose it to be. Simpler is always better, and opportunity investment is the bare bones. The structure is robust and direct. Take it and earn like the many who already do.

About the author:
Martin Thomas is a professional investor. He is CEO of http://www.Opportunity-Investor.coma resource for the many already achieving high compounding returns. (Yes, Haydens book is available there)If you would like to learn how to start with very little and build your own money machine visit the site.

7 Powerful Ways To Make Money From Adsense Using Only Free Tool

Sunday, September 21, 2008

7 Powerful Ways To Make Money From Adsense Using Only Free Tool

There is really no doubting that there are amazing incomes currently being made on Google Adsense and the really interesting thing is that even relatively small sites and blogs are finding new ways to make money from their Adsense sites every day.

Actually there are a lot of increasingly creative ways to make money and maximize on Adsense earnings that are being discovered and also being put to use every day. And what’s even more fascinating is the fact that most of these tools being used don’t cost anything. They are actually free.

Here are 7 of the most effective currently being used.a) Ways to make money from Adsense by Distributing articles through ezine and article announcement listsSome of the most effective methods ways to make money from Adsense clicks involve the simple step of just increasing the volume of targeted traffic to a site. One of the ways of doing this is by distributing interesting content to ezine lists and article announcement lists.

It is not too difficult to quickly build a list that reaches a million or so email boxes and can thus give a lot of visibility and drive tons of highly targetd traffic to your Adsense site or sites. Probably the most popular place for doing this is at Yahoo groups, but there are a few others that you can find easily by using your favorite search engine.Success here depends on three main factors.

Firstly you should be careful to join article announcement lists and ezine lists that are as relevant as possible to your subject matter and offering.

Secondly your headline has to be a killer headline that will grab readers by the scruffs of their necks and force them to open your email message amongst the dozens or even hundreds of others they receive daily. It goes without saying that the content must meet the promise of your sensational headline. Anything less will cause annoyance and leave all those potential visitors to your Adsense site feeling cheated. And believe me, you don’t want to cause this sort of reaction because it is definitely not one of the ways o make money from Adsense or any other program for that matter.

Thirdly, you will need the sort of resource box in all your articles that will leave most of your readers with no option but to visit your Adsense site.Within a very short of consistently applying this technique, my daily Adsense earnings increased seven-fold.

b) Ways to make money from Adsense by Distributing free articles to high traffic article sites

Some people find the recent trends that have seen an increase in article sites surprising. I don’t. The net is primarily an information-seeking tool. Anything that will help improve the search and quality of information will greatly benefit the people making that effort.Some of the older article directories receive very high traffic, mainly from web masters and site owners seeking quality free content for their sites. So apart from the immediate exposure these sites also guarantee plenty of future targeted traffic to your site, when folks find your articles useful enough to re-post at their sites.The more new articles you release to these sites every week, the more targeted traffic your Adsense sites will receive. This is in fact one of the most effective ways of making money consistently from Adsense clicks. One of the reasons for this is that targeted traffic will tend to spend more time at your site or sites, and the more time they spend, the higher the chances that they will click one one of the Adsense ads posted there.

c) Ways to make money from Adsense by Using Articles And A Viral Marketing Website

Any online marketing technique that involves the use of referral marketing or viral marketing automatically has a huge chance of being a success. The net is ideal for viral marketing and in fact gives any viral marketer huge leverage. Viral marketing or referral marketing is one of the most effective ways to make money online.

Just ask Bill Gates.When Gates was trying to play catch up on the Internet after an earlier mistake of underestimating the future importance of the net, he launched his Hotmail free email service when rivals like Yahoo already had millions of users. He decided to use a simple referral marketing technique. Every Hotmail message that went out had a brief signature at the end requesting the recipient to sign up for their free Hotmail account. Within a few short months, Hotmail had millions of users. And there are many other amazing stories which viral marketing boasts of on the net.There is one of the very simple ways to make money from Adsense by going viral. Sign up at a leading viral marketing site. You will automatically get your own viral site. You can then use some of your articles to point people to your viral site. The way these sites work is that anybody who signs up at your site will have to visit your Adsense site if you register it at the site. So within a very short time you will be driving thousands of visitors to your Adsense site.Find more details on this at my blog whose address you'll find in the resource box below.Admittedly this traffic is less targeted. Still the huge potential and possible numbers you are able to receive using this free tool more than makes up for this.

d) Ways to make money from Adsense With Your Email signature

People greatly underestimate the power and potential effectiveness of a simple email signature as one of the ways to make money online. Actually this is a viral marketing method because emails get forwarded all the time and are even copied to several other people sometimes.Do not waste another minute. Go to all your email accounts right now and create a signature that points to your Adsense site or sites.Writing effective email signatures is a skill that you will have to develop, but I have found that using famous quotes is more effective than a straight advertising message. Always remember that people hate to be advertised to online.

e) Ways to make money from Adsense By Asking Questions At Discussion groups

I recently had an interesting conversation with a young Internet and computer techie. He asked me whether there were quick ways to make money online by answering technical questions and helping people to solve their computer and web-related problems. My answer was that there were many discussion groups where participants would get these answers for free. I advised him that he had a better chance of making money by making use of this free advice available online rather than by trying to sell his own advice.There are tons of online discussion groups where leading world experts will answer your questions and give you valuable insight for free. It is amazing why most people do not think of using these online forums to learn as much as they can about the most effective ways of making money from Adsense.These forums can easily be found through you favorite search engine.

f) Ways to make money from Adsense By Bartering your online skills for valuable Adsense keywords

In the old days, before the invention of money, if somebody needed something, the first question they asked themselves was; “What is it that I already have that I can exchange for what I need? Barter trade seems to have been forgotten but it is a very powerful method of trading. More so online where people have plenty of skills but are slow to trust others enough to send them money for an item they need.You can barter whatever it is you have, your skills, products or services, and exchange them for genuine valuable Adsense keywords. Valuable Adsense keywords are the most effective way for a small site with low traffic to earn big cash from Adsense. And you can do this barter trade on an ongoing basis so that you always have a constant supply of valuable Adsense keywords which you can use at your site or blog as one of the ways to make more money from Adsense.

g) Ways to make money from Adsense By Sending Teaser EmailsTo Everybody

In Your Inbox And Also To Your Opt-in Email List Most of us receive tons of email in our inbox every day. You’ll be surprised at the huge number of people you know by simply going through your email inbox. No matter how good your spam filters are, you are also bound to be receiving more than your fare share of SPAM or unsolicited email. All this is “gold” lying in your email inbox and there are ways to make money using these emails. All you need to do to process the emails into pure gold is to send out “teaser emails about the most interesting aspects of content at your site. The whole objective of teaser emails is to get people to visit your site. For instance if I were to send out teaser email on this content here is how I would construct it;

Subject: Free Tools Currently Being Used To Increase Adsense Earnings

Hello,Just thought you might be interested in this subject, since so many folks online use Adsense these days. If not please accept my sincere apologies. Details are at my site.www. your site's address .com

Regards, Chris.

I am sure you can write an even more effective teaser email. It would be a better idea to have a different message for your close friends, a different one for your business contacts and yet another one for those nasty guys SPAMMING you.These are just some of the many creative ways to make money from Adsense.

top 3 best internet business ideas

top 3 best internet business ideas

There are 3 exceptional internet business ideas that you can use to earn cash from your home based venture. Keep in mind, these ideas may appear simple to you but if you truly master only ONE of them, success will be yours. Quite often the simplest of ideas done well make the best businesses. For example, an offline business idea is to buy hot products wholesale and then resell them to customers and pocket the profits. Millions of simple store owners across the country use that strategy to earn cash each day.

The first of the best home based business ideas you can use is affiliate programs. Merchants on the web are eager to pay cash for customer referrals to their online stores. In exchange for a live customer, they pay you a commission.The more people who buy after you refer them, the more money you earn. No customers, no products, no commitments, no hassles. This is by far the best business to earn cash online.

If this is not what you are looking for, consider how many millions of dollars are made each day from eBay. Do you have gold lying in your closet? Online auctions are another fantastic business idea for you to consider. You can sell almost anything via eBay. You can sell hard goods (toasters, DVDs, etc), electronic (ebooks, reports, etc) and even services (accounting, legal, etc). To sell hard goods, you need to get access to products for cheaper that you can sell them. Drop shipping is perfect for this strategy. If you plan on selling electronic goods, Clickbank.com offers thousands of products that you can sell for a commission. This business idea is great if you can value a product and/or you can resell products for a profit.

A great way to maximize your profits is to create your own product and sell it

Lastly, creating and selling your own information product is an exceptional business idea. I already mentioned Clickbank.com which sells an electronic mountain of books each day. To use this internet business strategy you write a book on a topic that you can specialize in. Almost everyone has specialized knowledge that others are willing to pay for. To give an example, let's pretend you are a taxi driver. How can you make money with your own information product? Well, consider writing an ebook called "How to turn the tightest cheapskate fare into a generous tipper". In the ebook, you can illustrate how you have developed a sure fire way to make every fare give you a generous tip by providing 24 essential customer service gestures. Write the book or even pay someone else to do it at rent-a-coder.com and sell it at Clickbank. You can even setup your own affiliate program once you have developed a successful sales program.

There you have it. The top 3 exceptional home based business ideas that virtually anyone can master to create an extra stream of income. Who knows, maybe just one of these ideas will turn into THE one that replaces your current income.

Some Fast ways to lose money online quickly

Saturday, September 20, 2008

Some Fast ways to lose money online quickly

by: Joel Teo
Most people online are searching for the quick and easy way to make money online. But most people who are looking for quick fixes also find that their money also is lost in an equally quick manner. Get rich quick scams abound on the internet and this article highlights a few of the most common get rich quick scams online.

The $5 email work at home scam

Ever so often one of my newsletter readers will tell me about the latest work at home scam that they have found. This email or letter just tells you that someone got a whole bunch of $5 notes coming in via the mail and that if you did so you will make money online. The letter usually has 3 names in the list and the subsequent person is supposed to add your name in the list and slowly move up the email. The reason why this is a scam and does not work is that most people will just delete the top name and replace it with theirs so that they get paid first.

The Nigerian Scam

Most people online now know of the traditional Nigerian Scam where people in Nigeria refuse to find proper jobs and spend their time sending emails to people promising them great riches in exchange for certain fees. Never listen to any of these scams, people who went to Nigeria to get their money back have been said to be killed while over in Nigeria. For more information on this type of money making scam a good resource website would be http://home.rica.net/alphae/419coal/

High Yield Investment Programs and other ponzi scams

These programs are usually ponzi in nature meaning that the owners will take money from later investors to pay the earlier investors and then run off with the money once they cannot pay out later in the scheme or if they find that the amount of money with them is large enough. A quite survey of the websites in the area are all very well designed as they usually use the same template in all their websites. Treat all claims to legitimate trading with great suspicion as no one really can verify that they are actually making money in commodity or forex trading online.

In conclusion, if you want to make money fast online, be prepared to lose it fast as well. When dealing with questionable investment type programs online, put a little money inside to test. You might want to spend some time reading up online before plunging your hard earned money in any money making activity online.

BE CAREFUL

About the author:
Joel Teo is the owner of the Money Making Directory which boasts of money making tips, recommendations and resources to help ordinary people make money online. Signup for his free newsletter today at http://www.MakeThousandsToday.infoand receive his complimentary “7 Insider Secrets to making money online” Course.

7 Power Habits to Guarantee Financial Independence

7 Power Habits to Guarantee Financial Independence

by: Daegan Smith
Are you always running short of your funds? Do you still have to borrow money sometimes to at least live comfortably? Do you get to pay your bills on time?

If you answered mostly yes, then you are in danger of being financially unstable. You cannot afford the things you want and sometimes, even the things you need. Don’t go sulking out there! You better move your body. If such is the case, better tell yourself that you cannot afford to be that way always. You have to be financially independent.

What is financial independence? Financial independence is the capability to determine and support yourself through your own endeavors. There are 7 ways or habits for you to follow to gain financial independence. With the right attitude and the proper goal in mind, you might just find yourself beaming with pride because of your achievement.

1. Keep a focused vision

Start with a vision. What is your vision for your life? Where are you definitely heading? You want financial independence. You want to be able to stand on your own and have a more stable and secured life, for yourself and for your family.

Keep that vision in mind. Hold on to it as you start to realize that vision. The choices and decisions you will make in the future will have to head to the direction of your goal. Return to that vision when things get doubtful or tough.

2. Invest your money wisely

Generate income. Your income will be the financial foundation of your vision. This will basically come from your job’s income, but don’t settle with that.

Aim to increase your income. Invest your time, money and effort into a beneficial enterprise. Start a business that you feel passionately about and make sure it will work. Think carefully of every detail in your enterprise and work on it. Do not settle with good enough results. Aim for excellence, quality and integrity to succeed.

3. Save up

Start a fund for your future. Allot a percentage of your present income to savings. Do this at the start of each month, before you go ahead. This will avoid the enticement to buy, buy, buy. It will also teach you how to properly budget your money for necessary expenses.

Money in the bank could also earn interest. Although it is not considerable compared to a good investment, it is still a good way to keep money for your future. Just make sure you maintain the money in your savings account. Avoid touching it unless it is really necessary.

Give value also to your coins. Every single cent matters. All of those scattered coins you have there could comprise a few dollars. Even if it is considerably small amount, it will still find some use for that.

4. Spend wisely

Don’t spend all your earnings. As they say, don’t earn to spend. Buy only things that you really need. Tighten those belts for now as you bank for a more secured future. Choose to live simply. Forget the need to show off on other people that you can afford. If you want achieve financial independence, you must hold on to your money as much as possible.

Avoid incurring debts as much as possible. Take control of your finances as much as possible. Credit cards for example could hold you locked in a desperate state. You could be getting what you want now through that credit card, but imagine yourself giving the bulk of your income for interest payments! Make ends meet in the meantime for later on in life, you will surely afford to be leisurely.

5. Keep contingency plans

You must plan ahead for events in the future. Have contingencies. Make certain that your financial assets are secured. At this phase, it is a good option to get an insurance policy. Insure your life, health and property, even your loved ones.

Protect your interests whenever you enter into any engagement. Make sure that your endeavor is legal, that you are financially capable, and that it is feasible within your means. This way, you will have optimal performance and desirable results. You could prevent harmful losses in the long run.

6. Take care of yourself

Health is wealth.The only way for you to achieve your dreams and be able to stand on your own is when you are physically and psychologically able to do so. Have regular check ups with your physician. Have a healthy diet. Exercise Regularly. Health will be your asset to achieve financial independence. Only a good physical standing would allow you to enjoy the fruits of your toils today.

7. Be Unstoppable

You must keep yourself focused to achieve the goal of being financially independent. Do not let yourself be distracted by whimsical desires. Do not spray. Do not procrastinate. Every cent and every minute counts as what you do today will have a lot to say on what you will have in the future. Take advantage of every opportunity that will come your way. Keep yourself confident.

Tell yourself, you will not be a loser in this game. You have to make it!

About the author:
Daegan Smith is the leader of the fastest growing team of successful home business enterpernuers on the net.

10 Things You May Not Know About US Small Businesses

Friday, September 19, 2008

10 Things You May Not Know About US Small Businesses

by: Susan Dunn, MA, Marketing Coach & Consultant
Are you an entrepreneur or small business owner? Are you supporting entrepreneurs and small businesses?

According to this research from the Office of Advocacy, Small Business, there are some good reasons to patronize small businesses, and there may be more opportunity to in the coming years.

Small business owners are likely to be environmentally friendly, highly innovative, creative and well-educated and they create the majority of new jobs in the US each year.

NB: For research purposes, The Office of Advocacy, Small Business Administration (SBA), defines a small business as having fewer than 500 employees.

Statistics are from their website: http://www.sba.gov/advo .

1. More people in the US are becoming self-employed as contractors, freelancers or owners of microbusinesses, though conventional jobs still prevail.

Typically 7% in the US are self-employed. Ed Potter, President of the Employment Policy Foundation, predicts this could grow to as much as 10% in the next several years. This seemingly small percentage (10%) equates to millions of workers in a labor force of 146 million. [Source: Dallas Morning News, “Self-employed, freelance workers on the rise in new job market”]

2. Small businesses are environmentally friendly.

They are usually an active part of their community and also provide innovation. Economic research indicates small businesses innovate at twice the rate of large businesses, which often results in environmentally friendly products and technologies. (Source: Advocacy)

3. Small businesses are often clean businesses.

53% of the 22.9 million small businesses in the U.S. are home-based, and sales and service-oriented, which means they have very little potential for harming the environment.

4. Individuals with more education are more likely to become entrepreneurs, and they are also more likely to open a business employing more people.

5. Small firms represent 99.7% of all employer firms, and employ half of all private sector employees.

They employ 39% of high tech workers (such as scientists, engineers and computer workers).

6. Small businesses generate 60-80% of net new jobs annually.

7. Small businesses create more than 50% of nonfarm, private gross domestic product (GDP).

8. There is a strong correlation between national economic growth and the level of national entrepreneurial activity in prior years, according to the Global Entrepreneurship Monitor (GEM).

9. Two-thirds of college students intend to be entrepreneurs at some point in their careers.

10. Small businesses produce 13 to 14 times more patents per employee than large patenting firms.

These patents are twice as likely as large firm patents to be among the one percent most cited.

6 Proven Steps To Internet Marketing Success

6 Proven Steps To Internet Marketing Success

by: Mal Keenan
There is a misconception that you can come online set up a web business and be making $1000s within days. Let be put that myth to rest right away. This has not been my experience nor the experience of anyone I have come in contact with through my online endeavours.

You need to give yourself at least a year to make an online business work and budget your money accordingly. Too many times I see people ploughing a wad of cash into their businesses and again, expecting instant riches.

New marketers also make the mistake of thinking that one marketing strategy will do. Of course some avenues will produce more than others but I have found the best way is to adapt a broad based approach to your online marketing. That means spreading your time and resources over several different methods.

I will attempt to outline in this text everything I feel you need to be doing consistently to make a success of your online business.

Again I MUST point out that you need to persist is this strategy and spend your money wisely. It amazes me the amount of people who drop out after the first month or two. What do they expect, miracles? You wouldn't ditch an offline business after a month so why would you expect an online enterprise to be any different?

If you fail to plan then you plan to fail.

Bottom line is, targeted visitors = sales. This is definitely a numbers game and obviously the more targeted visitors you send to your website the more money you make. The concept is simple but you need to maintain a healthy focus to ensure that you stick this out for as long as it takes to make a profit, and progress to financial freedom online.

Here are the methods I use to send daily visitors to my sites:

1)Build Your List

It's true what they say that the money IS in the list. Most successful online marketers have large lists of targeted prospects that they can send their offers to on a regular basis. Anyone new to this business should begin to build this list immediately.

You have to start somewhere and it takes time but it is certainly worth your while to begin now and develop a lasting and trustful relationship with those list members who eventually will feel comfortable in purchasing your recommendations. When trust grows this targeted list will become a virtual money tree and make you cash at will. Some marketers are able to makes $1000s sending an email to their list, which takes little more than a few minutes to write. Can you see the power in this method?

I use a couple of different methods, online forms at all my websites encouraging prospects to add their name and email addresses plus I also purchase many of my addresses from other companies that can send me 1000s of emails for affordable prices. These addresses are spam free and can grow my list a lot quicker than I could ever do from my own websites.

2)Pay Per Click search engines.

Over the years I have used PPCSEs to send 1000s of visitors to my sites. This is a fast track way to drive traffic to your sites. You can be up and running and getting hits in minutes.

I use http://www.overture.com, http://www.findwhat.com, and http://www.7search.com. These are three of the most popular but there are many others which you can find here:

http://www.payperclicksearchengines.com/

I suggest you use Wordtracker (http://www.workathomebiz.info/wordtracker.html) to accumulate as many TARGETED keywords as you can. The more targeted keywords you collect the more visitors you get.

The idea is to ensure that you are paying less for visitors on a monthly basis than the sales you make.

3)Google Adwords (http://www.google.com/ads/)

Google adwords is similar in principle to PPCSEs in that you pay for your visitors. I suggest you use Wordtracker (http://www.workathomebiz.info/wordtracker.html) to accumlate 1000s of keyword phrases.

4)Article Submissions

Submitting topical articles is one of the most affordable and at the same time effective marketing strategies I know of.

5)Regular Search Engines

Yahoo, Google, and MSN send me as many visitors per day as any other strategy I use. It is highly recommended that you get started immediately to begin to build the online web presence of your website and thus your search engine rankings.

I have done this mostly through a reciprocal linking campaign which has had a greater effect on my search engine rankings than anything else. I employ the use of Linksmanager (http://www.workathomebiz.info/linksmanager.html) to automate my links campaign for which I pay a monthly fee or you can set up your own links manager at your own site using Kevin Ocasio's excellent Reciprocal Manager (http://www.freeadvertz.com/recipmanager.html).

For affordable search engine submission software try Web Position Gold (http://www.webpositiongolddownloads.com)

Please note: This is a long term strategy, so it will take at least a few months of persistent action to see any results at all.

6)Forum Posting

One of the greatest things that happened to me in my online career was being appointed moderator at one on the most popular online internet marketing forums. This has opened up more avenues and opportunities than any other strategy. I suggest you visit the popular, high traffic online forums daily and make it a point of sharing your experiences and giving your advice as often as possible. Get yourself seen!

The thing about this method too is that you can have a link pointing to your site in the signature of each post you make. Posting at forums will send daily traffic to your site AND the visitors will be highly targeted.

Here are two high traffic forums that I frequent:

http://www.ablake.net/forum/

http://www.howtocorp.com/forum/

In conclusion:

I have been marketing online since 1998 and have tried 100s of different ways to drive targeted traffic to my websites. The above six strategies work, so I suggest you print them out and make the methods part of your daily marketing plan for the foreseeable future.

If they can work for me then they WILL work for you.

I wish you every success in your efforts.

Mal Keenan is editor and publisher of Home Business Tips Newsletter: http://www.home-business-tips-newsletter.com/

Debt Settlement, Debt Management, Debt Termination – What's the Right Choice?

Debt Settlement, Debt Management, Debt Termination – What's the Right Choice?

When you're facing a mountain of credit card debt, the stress can be overwhelming at times. Collection calls, daily harassment, rude bill collectors, and nasty letters all add to an already intense situation. Consumers facing this kind of pressure naturally seek out the services of professional debt companies. But the search for reliable assistance can actually add to the stress! For example, just type in "debt help" on any search engine and you'll see page after page of results. There are literally thousands of debt companies out there. How to choose? How to tell the scams and schemes from the legitimate services? Should you consult with a non-profit credit counselor? One company tells you they can cut your bills in half. Another outfit says you really don't owe the banks any money at all and they can wipe the debt away for you. Who should you believe? Where should you turn?

Consumers face a bewildering range of choices when seeking debt assistance. As with any service, when considering a debt reduction program, "let the buyer beware." Yes, there are some good debt companies out there. But many are only in the business to take your money. Some actually leave you much worse off than when you started.

Where to start? Let's categorize the different types of debt program. This will cut down on the confusion and help you decide where to start your search. I'm assuming here that you are trying to avoid bankruptcy. I'm also assuming that you are struggling every month to keep up with the minimum payments on your debt obligations and have fallen behind or are about to start falling behind. Further, in what follows, I assume that you can't borrow against your home or otherwise pay off your debts off. In other words, we're talking about a financial rescue situation.

To simplify matters, let's look at debt companies in terms of three rough categories:

1. Debt management plans require 100% repayment of the debt through a structured payment plan. This is what non-profit credit counseling agencies do, as well as for-profit debt consolidators.

2. Debt settlement or debt negotiation plans require payment of part of what you owe, usually around 50% or less, with the remainder forgiven by the creditor. Virtually all of these companies operate on a for-profit basis.

3. Debt termination companies claim to wipe away 100% of your debt through special legal procedures, so your total payout consists only of their fees.

Right off the bat, let's cross #3 off the list. Sorry, but this one is a scam. You can recognize this type of company very easily. They make the claim that because of how our monetary system works, you never really borrowed any money in the first place! Their system is based on the false belief that credit card banks are operating illegally by extending credit to you. Absolutely do not give your money to one of these outfits! The fees start at $2,500 and go up from there. I spoke with one fellow who lost $15,000 in this scam.

Folks, there is no free lunch. The only thing such "debt termination services" will do for you is take your money. Their legal theories are total nonsense, and the courts do not recognize their arguments. These are the same people who also claim you don't need to pay your income taxes either. As tempting as it might be to try one of these services, you'll only get yourself in deeper trouble with your creditors.

That leaves #1 (debt management plans) and #2 (debt settlement). Debt management plans (DMPs) are offered through credit counseling companies that generally operate on a non-profit basis, and also through for-profit companies that use a similar business model. The essential idea is that you write one monthly payment to the agency, and they in turn distribute that money to your creditors. Companies offering DMPs work with your creditors to lower your interest rates so that more of your money goes toward paying off the debt. Of course, there are fees involved. The non-profit organizations are not free - a point that often confuses consumers. Also, "non-profit" does not mean the company is any good at what they do. Sometimes, a for-profit company can afford to provide a better quality of service because they can pay their staff a higher wage! So don't automatically think that non-profit services are good while for-profit services are bad.

When should you consider enrolling in a DMP? While many financial advisors seem to think that DMPs are the answer to every debt problem, in reality companies in this end of the business are basically acting like collection agencies for the banks. In the real world, a DMP only makes sense if you are in a relatively short-term financial crunch. Let's say you are between jobs but know that your income prospects will get better in 6-12 months. A DMP would make sense in such a situation because it would bring the temporary relief that you need until you can take your bills over again and start paying down your debts at a faster pace. On the other hand, if your situation is long-term and you don't see any light of the tunnel, then a more aggressive approach might make sense.

Debt settlement or debt negotiation can provide a more aggressive approach to debt reduction that makes sense for many consumers. It should be viewed as an alternative to bankruptcy. In fact, it's a very good alternative to Chapter 13 bankruptcy in particular. (For a detailed comparison between debt settlement and Chapter 13 bankruptcy, see http://www.new-bankruptcy-law-info.com.) It also gives consumers a fighting chance to work their way out of serious debt problems without the feelings of failure and loss of privacy that come with bankruptcy. One of the best features of debt settlement is that it involves a reduction in debt principal (the amount you owe), rather than just interest rates as with DMPs. The result is a much faster path out of debt. It's also a much more flexible approach than other types of programs, because it's the ONLY approach that allows for adjustments up or down in the monthly funding commitment. That's especially important for consumers with unstable finances.

Debt settlement isn't a perfect solution though. One of the major drawbacks is that the fees are usually quite steep, often amounting to 15% or more of your starting debt level. Also, settlement has a negative impact on your credit score (although your credit will take a hit under a DMP as well). However, when viewed as an alternative to bankruptcy rather than a cure-all for financial woes, it provides a good solution for many consumers. Essentially, debt settlement is really nothing more than a negotiated compromise with your creditors. It's actually a win-win scenario for you and the creditor.

Further, you don't need to hire a professional to do this for you. Debt settlement has become so common and popular in the last few years that many of the major credit card banks will automatically offer 50% settlements (or less) in order to cut their losses. Why pay those big fees when you can do it yourself and save $1,000s? Even if you don't get as big a reduction as you would with a professional negotiator, you'll still come out ahead by not having to pay the fees. For more information on the DIY approach to debt negotiation and settlement, see the free 32-page consumer report, "How to Eliminate Your Debts Quickly and Safely Without Filing Bankruptcy," available for instant download at http://www.zipdebt.com/free_eliminate_debt_ebook.php.
If you're drowning in debt, the time to act is now. Explore your options, establish a game plan, and take action!

make easy money online

Wednesday, September 17, 2008

make easy money online

If you are like me, you are seeking to make easy money online with an internet business. The trouble that you may run into is that easy does not mean you can earn income from the internet without working. Making easy money online is a matter of doing the best things to maximize your income. No matter what methods you use in your online business, always remember to associate easy with best.

So, what exactly is the best or easiest way to make some fast money with your internet business. In my opinion, of all the easy ways to make money online, affiliate programs are the best. There are 3 reasons why I know this to be true.

First, you can make money without having to create a product. For many people, the thought of trying to create a product to sell or find one to resell 'costs' too much (time, money, energy and thought). It is possible to make more money from your own products and you should plan to do so, however, this is not the best place to start. Once you have experience with affiliate programs, then consider selling your own product.

Second, as an affiliate marketer, you do not worry about supporting the customers. You are paid cash to bring a buyer and seller together. Your tools will be free search engine traffic, paid advertising, email, ezines, etc. Once the referral has been completed and you are paid your commission, it is up to the merchant to support the customer.

Third, affiliate programs require absolutely no commitment on your part. Imagine you had a store selling widgets. One day you discover your major supplier of widgets is raising their price by 35%, literally eating away your profits. Well, if you had an internet business promoting products as an affiliate, you would simply find another merchant. This flexibility to choose the best merchants who offer the best commissions with the best conversion rate, and to change them at will is the last reason why affiliate programs are the best means to make easy money from your internet business.

Affiliate directories are loaded with merchants hungry to pay you handsomely for your referrals

You can find an enormous selection of products that pay an excellent commission using online affiliate directories. LinkShare.com and CommissionJunction (CJ.com) are the best 2 places to start. Sign up to be a member and start browsing their catalog of merchants. There is no charge to do this and you can earn income from your internet business quickly and easily.

Finally, one of the best methods of creating a web site to market affiliate products is named SiteSell.com. This tool is written for newcomers and seasoned internet businesses alike. Start by reading their free guide to making money with affiliate programs.

money making secret

Tuesday, September 16, 2008

money making secret

The internet has changed the world of business forever. With all this change you might wonder if there are still any money making secrets from the offline world that are guaranteed to work online. Well, there is at least one secret to earn money online. It is not a strategy, system, formula or program but rather a philosophy. The men and women who use this secret, earn a fantastic income both offline and/or online. Would you like to know what the secret to earning extra income is?

First, know that this secret is not something that you should take lightly. You may have even heard of it before. If you have, think about all your business ventures and ask if you are actually practicing it. Many authors over the last 100+ years have written about this subject. If you want to seriously begin making extra money from your online business, you really need to find a way to add it into your business. The secret is actually one of the habits from Napoleon Hill. In 1937 he wrote what many consider to be the best book on earning money and creating long term wealth. That book is called Think and Grow Rich. Do yourself a favor and pick up a copy of this book if you haven't already done so. The secret to creating a money producing business is contained in the following statement:

When in doubt, give before you expect to get.

Money flows where it is deserved. When you truly can say you are serving the needs of your customers, then you will undoubtedly earn income. The philosophy can be practiced both offline and online. When you have a business online, you have to be prepared to give before you get. Your potential customers start out as information gathers. They come online to read and learn before they want to buy. Those companies that have excellent sales online do so because they are in the habit of giving to their customers before they buy. They convert an information gather into a purchaser. Money naturally follows this kind of transaction.

Your challenge is to stop and take some time to think about how you can give before you get in your online business. Can you give away a product that you may be selling right now? Could you survey your visitors and ask them what most they want to know. Then go out and give them the answers, for free. Two things will happen when you do this. First, by practicing the habit of giving first and not expecting to receive money, you will start to notice the abundance the world has to offer. There is no reason to compete. There are more than enough customers if you give people what they want. Second, by practicing this money secret, you will build trust and credibility for your business. Money will begin to flow to you because people naturally are attracted to businesses that give them what they need. So, this is the time to make money. There are so many online business opportunities right now. How can you use this way of giving to produce the trust and loyalty required to make a nice income for yourself?

Attack of the Cancer Fighting Tomatoes

Sunday, September 14, 2008

Attack of the Cancer Fighting Tomatoes

by: Michael Brooks
That’s right, the colorful little fruit (yes, it’s a fruit) has been shown to pack a powerful punch against several forms of cancer. A variety of studies indicate that a diet rich in tomato based products (tomato paste, sauce, juice, soup and ketchup) can significantly reduce the risk of prostate, lung and colon cancer. Not bad for a fruit that was considered by many to be poisonous and inedible until the 19th century.

What is the Active Ingredient?

The active ingredient that makes tomatoes such a formidable opponent against cancer cells is the carotenoid called Lycopene. Lycopene is the natural red pigment found in tomatoes and tomato based products. The redder the tomato, the more lycopene is present.

How does Lycopene Fight Cancer?

In the body, lycopene is deposited in the liver, lungs, prostate gland, colon and skin. Its concentration in body tissues tends to be higher than all other carotenoids. Some organs, such as the testes and adrenal glands, store higher levels of lycopene than do other organs or tissues. Lycopene acts as a super antioxidant by picking up free radicals in the body. Free radicals are atoms or groups of atoms with an odd number of electrons and can be formed when oxygen interacts with certain molecules. Once formed these highly reactive radicals can start a chain reaction. Their primary danger comes from the damage they can do when they react with important cellular components such as DNA, or the cell membrane. Cells may function poorly or die if this occurs.

Is there any Research on the Cancer fighting power of Lycopene?

Although more large-scale studies are needed before any definitive conclusions can be made, current research does suggest that lycopene from various tomato products is indeed associated with the lowered risk of several types of cancers. Several published reports are listed below.

Gann et al. 1999 - Cancer Research
The study examined initial plasma caroteniods (including lycopene) of 1872 men in 1982, and then followed them for 13 years. These men were randomly assigned to a placebo group or a group to receive beta-carotene and aspirin supplementation. Of the men studied, 578 developed prostate cancer versus 1294 control subjects. Lycopene was the only antioxidant with a significantly lower average blood level in those men with cancer as compared to those without cancer. In those men not receiving the aspirin and beta carotene, plasma lycopene levels were very strongly related to a lower risk of developing prostate cancer. This study concluded that increased consumption of tomato products and other lycopene-containing foods may reduce the onset of prostate cancer.

Giovannucci 1999 - Journal of the National Cancer Institute
This journal is a review of research studies available regarding cancer risk (not just prostate cancer) and intake of tomato based foods as well as blood lycopene levels. After identifying 72 studies that fit these criteria, it was found that an inverse relationship between tomato intake or blood lycopene levels and cancer risk was reported in 57 of them. Of these 57, it was found that 35 of these inverse relationships were statistically significant. It was also found that cancer protection from lycopene was strongest for prostate, colon and stomach cancers, but also appeared to have some benefit in the treatment of other cancers.

Rao et al. 1999 - Nutrition and Cancer
This study examined plasma and prostate lycopene levels in cancer patients and a control group free of cancer. Though only 12 patients were in each group, significantly lower serum and prostate lycopene levels were found in those with cancer. Levels of other carotenoid substances did not vary between the groups.

Additional Benefits

In addition to fighting cancer, the lycopene found in tomatoes has been associated with better mental activity in old age and a reduced risk of heart disease. A University of Maryland study found that tomatoes might protect the eyes by hampering macular degeneration, a cause of vision loss in older adults.

How do I get Lycopene into my body?

The best source of lycopene intake is through eating tomato-based products. This is more effective than supplementation. You will get the most lycopene through concentrates and processed products such as tomato paste, sauce, soup and canned tomatoes. Heating helps to release lycopene and adding a little light olive oil will increase absorption. Start packing your diet with more tomato based recipes and begin enjoying the cancer fighting power of the mighty tomato.

About the author:
Mike Brooks has been a life long follower and proponent of the fitness lifestyle. Through his avid research, Mr. Brooks has come to the realization that being healthy is a choice and encompasses not only proper diet but also a fitness regimen that includes the mind, body and soul. Mike Brooks is the publisher and editor-in-chief for the health information site http://www.Ultimatehealthreport.com